Senior Business Analyst (Lending and Credit Risk domain)
Full-time
Northern Base
Role: Senior Business Analyst Lending & Credit Risk
Location: New York, NY (Onsite)
Employment Type: Full-Time
Experience: 8 10 years
Visa Type: USC / GC / GC EAD Only
Must-Have Qualifications:
- 8 10 years of experience as a Business Analyst , with strong expertise in Lending and Credit Risk
- Strong domain experience in Lending and Credit Risk for Private Individual clients
- Minimum 6+ years of onsite professional working experience
- Strong experience in Requirements Engineering for large-scale IT solutions within Agile/Scrum teams
- Hands-on experience creating User Stories, Epics, Acceptance Criteria, Concepts, and Functional Specifications
- Strong knowledge of Banking IT , including Frontends, Channels, and Cloud technologies
- Strong understanding of Lending processes and Credit Risk workflows
- Experience with API Design , including Swagger / OpenAPI specifications
- Strong experience with data-driven API integrations and systems integration
- Experience with Source-to-Target Data Mapping and end-to-end data flow analysis
- Ability to define and document business processes, process flows, business rules, and solution requirements
- Experience working directly with Developers, QA teams, and Product Owners
- Experience supporting SIT/UAT, defect triage, and business validation
- Strong analytical, communication, problem-solving, and stakeholder management skills
- Ability to work independently and take initiative in an Agile delivery environment
- Bachelor's Degree in Computer Science or related field
Key Responsibilities:
- Lead requirement-gathering and analysis workshops with Lending, Credit Risk, and Business stakeholders
- Translate business requirements into well-defined User Stories, Epics, and Acceptance Criteria
- Collaborate with Product Owners on backlog management and prioritization
- Define and document end-to-end Lending, Credit Assessment, and Credit Risk processes
- Develop functional specifications, process flows, business rules, and solution design documents
- Define API requirements, Swagger/OpenAPI specifications, and integration workflows
- Perform source-to-target data mapping and validate data flows across integrated systems
- Work closely with Developers and QA throughout Agile sprint delivery
- Support SIT/UAT testing, defect triage, and business validation
- Act as the key liaison between Business, Technology, Product, and External Stakeholders
Vacancy posted 1 day ago
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