Enterprise Reporting and Analytics - Sr Analyst (Credit Risk & Marketing Analytics)

Job Title:

Sr Analyst Status:

Exempt Reports to:

VP - Credit Risk and Analytics Department:

Enterprise Reporting and Analytics Job Code:

12030 Pay Range:

$113,500.00 - $120,000.00 Annually WHO WE ARE: Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values. WHO YOU ARE: The Sr Analyst – Credit Risk & Marketing Analytics provides advanced analytical and business intelligence support to leaders and business partners across Golden 1 Credit Union. Operating as a senior individual contributor, this role transforms complex and disparate data into actionable insights that optimize strategic, operational, and risk‑related decision‑making. Working closely with cross‑functional teams and leadership, the Sr Analyst – Credit Risk & Marketing Analytics leads highly complex analyses that directly impact enterprise priorities and corporate strategy around growth and loss mitigation of consumer credit products. The role functions as a thought leader and technical expert within the analytics function, requiring strong critical thinking, advanced analytical skills, and the ability to communicate insights clearly to executive and non‑technical audiences. WHAT YOU'LL DO:

Advanced Analytics & Business Intelligence

* Lead end‑to‑end analytics initiatives, including scoping work, triaging analytic requests, and delivering scalable analytical solutions. * Gather, prepare, and analyze complex data to identify trends, summarize patterns, and deliver data‑driven recommendations that drive enterprise strategy. * Develop robust, executive‑level dashboards, visualizations, and analytical reporting to communicate performance, risk, trends, and opportunities. Analytics Solution Development

* Partner with product managers, data engineers, and analysts to design and execute experiments, pilots, and minimum viable products (MVPs) aligned to defined business use cases. * Contribute to the development and institutionalization of repeatable, scalable analytics and business intelligence frameworks. * Establish and promote analytics best practices, including standards for methodology, documentation, quality controls, and reporting consistency. Strategic Partnership & Insight Delivery

* Proactively assess business needs and recommend research and analytics initiatives that deliver measurable value and strategic insight. * Prepare and deliver recurring and ad hoc analysis, reporting, and presentations for management decision support, committee review, and enterprise information requests. * Translate complex analytical findings into clear data stories tailored to technical and executive audiences. Quality, Governance & Risk Awareness

* Maintain strong quality controls by reviewing and supporting sign‑off of reporting and analysis prior to release to business partners. * Ensure analytics work products and processes comply with applicable standards, policies, regulations, and systems of internal control. * Monitor and maintain awareness of current and emerging economic conditions and internal/external factors that may influence performance, risk, and strategy. Technical Leadership & Development

* Serve as a subject matter and technical expert within the analytics team and for business partners. * Mentor and coach junior analysts by strengthening technical capability, analytical problem‑solving, and business acumen. * Support team and department leadership on complex projects and initiatives as needed. QUALIFICIATIONS AND PREFERENCES: Bachelor’s Degree in a quantitative or analytical fields (e.g., Accounting, Mathematics, Business Administration, Information Technology, Data Analytics, or similar). required or Equivalent relevant experience may be substituted in lieu of a degree. 8+ years f progressive analytical, business intelligence, or data analytics experience required Experience with data visualization and reporting tools (e.g., Power BI, Tableau) required Experience working within credit union operations or similarly regulated financial environments strongly preferred WHY JOIN US: Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best. Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS: The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.