Financial Analyst

Job Opportunity At U.S. Bank

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

This role requires working from a U.S. Bank location three (3) or more days per week.

Manages and oversees daily mortgage pricing activities, supporting all home lending pricing functions within a complex, highly analytical environment. Provides advanced financial analysis to inform pricing strategy, best execution, profitability optimization, and competitive positioning, including ad hoc analysis, market research, and strategic consulting for senior leadership. Develops, enhances, and maintains complex financial models, reporting tools, and statistical analyses to evaluate pricing performance, forecast trends, and guide data-driven decision-making. Prepares interest rate pricing and forecasting insights, delivering actionable recommendations that directly influence business strategy, policy development, and enterprise-level decision making. Leads and contributes to cross-functional quantitative initiatives, producing strategic pricing recommendations aligned with organizational goals. Ensures data integrity by researching, analyzing, and resolving discrepancies within loan origination systems and downstream reporting, while driving continuous improvement in pricing analytics, processes, and tools.

Basic Qualifications- Bachelor's degree, or equivalent work experience- Typically six or more years of related experience

Preferred Skills/Experience- Experience in Capital Markets or Secondary Marketing preferred- Knowledge of the mortgage business preferred- Strong technical skills related to Excel, data mining and reporting tools

- Experience with technical tools ( SAS, SQL, Python) for data mining- Demonstrated ability to perform under pressure in a fast-paced environment- Ability to manage a heavy workload and adhere to deadlines is imperative- Attention to detail and accuracy- Well-developed mathematical, analytical and problem-solving skills- Thorough knowledge in financial analysis, forecasting, and planning- Ability to analyze data and communicate the business story to management

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00