Residential Mortgage Loan Officer

Job Description

Job Description

Residential Mortgage Loan Officer

Roseville, California

You've built a successful mortgage career. Now it's time to own it.

Maybe you're producing at a large lender with a recognizable brand. Your clients know your name, but somewhere along the way you became another number.

It's time for something different.

Trade bureaucracy for ownership.
Your voice is heard. Leadership is accessible. Decisions happen quickly instead of getting lost in layers of management.

Spend more time closing loans and less time in meetings, having your job dictated to you.
An experienced operations and processing team keeps loans moving so you can focus on relationships, referrals, and growing your business.

Offer solutions instead of limitations.
Access a broader range of loan products so you can recommend what's best for your borrowers instead of working within a limited product lineup.

Leave the red tape. Keep the benefits.
Enjoy the autonomy to build your business while receiving medical benefits, a 401(k), technology, operational support, and the stability of W2 employment.

If you're a successful Residential Mortgage Loan Officer who is frustrated by endless meetings, corporate bureaucracy, limited loan products, or feeling like one small piece of a very large organization, this is your opportunity to build a mortgage career where your relationships, your reputation, and your success truly belong to you.

Residential Mortgage Loan Officer – Your Impact

As a Residential Mortgage Loan Officer, you will build your business by becoming the trusted mortgage advisor your referral partners and clients rely on.

You will:

• Develop and grow referral relationships with realtors, builders, financial professionals, and community partners
• Generate new mortgage business through networking, prospecting, and relationship building
• Educate homebuyers on financing options in a way that is simple, approachable, and easy to understand
• Structure mortgage solutions that meet each client's financial goals
• Manage your loan pipeline while partnering with an experienced processing team to deliver a smooth closing experience
• Stay connected with past clients to generate repeat mortgage business and referrals
• Represent yourself and the company professionally throughout your local market
• Leverage social media and personal branding to remain visible and top of mind with referral partners and clients
• Continue learning mortgage products, lending guidelines, and market trends to remain a trusted advisor

Residential Mortgage Loan Officer – You Have (Required Skills, Experience & Team Fit)

You have:

• Prior experience originating residential mortgage loans
• A proven track record of generating your own business through prospecting, networking, and referrals
• A hunter mentality. You enjoy creating opportunities instead of waiting for them.
• A self-starter mindset. You create momentum without someone looking over your shoulder.
• A collaborative, team first approach and genuine appreciation for everyone's contribution to a successful closing
• Strong communication skills that help clients understand complex financing options
• Current NMLS licensing and the ability to originate loans in California

• You might have:
• An established Realtor or referral partner network
• An active and engaging social media presence
• A strong personal brand within your market
• Experience presenting at networking events, first time homebuyer seminars, or community events
• Additional licensing in Oregon, Washington, or Idaho

Residential Mortgage Loan Officer – Benefits for You

Your compensation will be performance based while providing something many mortgage companies don't. W2 employment instead of a 1099 contractor relationship – you get medical insurance benefits and access to 401k.

Compensation 100% commission estimated $85,000 to $350,000 OTE depending on your loan origination volume.

You will have the support of an exceptional processing team that is known for simplifying underwriting, delivering fast turn times, and helping you close on time. You will work alongside experienced mortgage advisors who believe knowledge is shared, not guarded, because together everyone wins.

If you're looking for someone else to hand you leads, this probably isn't your fit.

If you're looking for a company that gives you the products, pricing, processing, technology, and support to help you build a business that's truly yours while enjoying the stability of W2 employment, this could be your next move.