Credit & Collections Analyst

Job Description

SUMMARY:

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

REPORTS TO: Credit Manager

MINIMUM QUALIFICATIONS:

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• Proficiency with MS Excel
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• Excellent math skills
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• Experience in credit and collections
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• Excellent ability to read, write, and speak English
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PREFERRED QUALIFICATIONS:

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• College degree - will consider related experience in lieu of degree
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• Strong negotiation skills
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• Proficiency with Microsoft Office Suite software
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• Detail oriented
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• Ability to solve problems
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• Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
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WORKING CONDITIONS:

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• Largely sedentary role in an office environment
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• Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets
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COMPENSATION:

The compensation range for this position is $45,000.00 to $55,000.00 annually

OTHER COMPENSATION:

The following additional compensation may be applicable for this position:

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• Profit Sharing
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BENEFITS:

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• Insurance - Medical, Dental, Vision Care for full-time positions
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• Insurance - Medical only for part-time positions, 30+ hours/week
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• Disability Insurance
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• Life Insurance
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• 401(k)
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• Paid Sick Leave
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• Paid Holidays
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• Paid Vacation
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• Health Savings Account (HSA) and matching
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• Dependent Care Flexible Spending Account (FSA)
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• Teledoc
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• Paid Pregnancy & New Parent Leave
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SUPERVISORY RESPONSIBILITIES: NO

ESSENTIAL JOB FUNCTIONS:

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• Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
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• Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
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• Ability to review credit applications for credit granting and establishing six figure credit limits.
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• Escalating collection activities as required by business circumstances.
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• Assisting the Division Credit Manager to maintain and enforce CED’s lien and bond rights for secured projects.
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• Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
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• Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
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• Negotiating differences with customers and making arrangements for payment and dispute resolution.
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• Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
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• Maintaining professional relationships with Managers and external customers.
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NOTE: Because positions may evolve due to the needs of the business, this job description may not list all essential functions and is not designed to contain a comprehensive listing of all required activities, duties, or responsibilities. Other essential functions, duties, responsibilities, and activities may be assigned at any time; with or without notice.

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• CED is an Equal Opportunity Employer - Disability | Veteran
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