Home Loan Operations - Home Loan Doc Drawer

Home Loan Doc Drawer

You are a detail-oriented and compliance-focused mortgage professional who excels at producing accurate, high-quality loan documentation. You have a strong understanding of mortgage products, regulatory requirements, and closing processes, ensuring loan packages are completed accurately, on time, and in full compliance with state and federal regulations. You thrive in a fast-paced environment, effectively prioritizing work, resolving quality issues, and collaborating with Home Loan Advisors, closing agents, and internal partners to deliver a seamless member experience.

What You'll Do:

• Draw accurate loan documents using the terms and conditions as specified on the Underwriting Approval and in accordance with specific product and document requirements.
• Review and verify lock information and final fee sheet for accuracy of data.
• Run compliance tests to ensure loan passes all appropriate regulations.
• Review loan for compliance with RESPA, RESPA tolerances, TILA and MDIA.
• Review prepared documents for accuracy prior to documents being forwarded to title/escrow or branch location for member signatures.
• Ensure timeliness of loan documents to meet G1's turn times, minimum production levels established for position and minimum required quality of loan documents.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA and AML laws appropriate to the position.
• Communication information Home Loan Advisors, internal staff and closing agents.
• Maintain a current working knowledge of mortgage industry and credit union standards and trends.
• Monitor and resolve any quality control issues on relevant loan files.
• Implement procedures to prioritize work within the doc drawing area as volume increases and decreases.
• Perform functions in accordance with Golden 1's performance competency standards.
• Perform other tasks as assigned.

Qualifications and Preferences:

• H.S. Diploma or General Education Degree (GED) required
• 1+ years One or more years of responsible doc drawing experience within a financial and/or mortgage banking institution required

Why Join Us: Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

If you will work at least 8 hours a week in San Francisco, then pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Please note that, as an NCUA-insured financial institution, all selected candidates must satisfy the background screening requirements of the Federal Credit Union Act, which restricts employment of individuals with certain convictions.