Associate, Capital Markets

About RampRamp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.The problems are high-stakes, data-dense, and unforgiving.We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.About the Role We're seeking a driven Associate, Capital Markets to join Ramp's growing Finance and Capital Markets team. This role offers a unique opportunity to help build and scale a best-in-class Capital Markets function while making significant contributions to Ramp's growth.As a key member of our team, you'll play a pivotal role in optimizing and executing Ramp's funding strategies while leveraging your expertise to help manage our capital partner relationships. You’ll also serve as a critical cross-functional partner, collaborating closely with teams across accounting, data, engineering, finance, product, treasury, and risk.This position presents a rare opportunity for professional growth and development, regular exposure to Ramp’s leadership team, and the chance to make a true impact at a fast-paced start-up.What You'll DoSupport the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document executionEvaluate the impact of various funding strategies under the context of Ramp’s broader corporate strategyEngage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnershipsEvaluate economic outcomes and capital implications of new products and commercial agreementsManage the day-to-day aspects of Ramp’s warehouse facilities and ABS facilitiesOwn the suite of Capital Markets modelsEnsure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changesIdentify ways to automate and streamline processes to increase efficiency and scalabilityWhat You NeedBachelor’s Degree in finance, economics, or related field3+ years of experience working in a sell-side or buy-side ABS trading, securitization, asset financing-related, leveraged finance, or coverage banking (preferably FIG) roleExcellent financial modeling and quantitative data analytics skillsComfortable with large data setsExtremely detail-oriented with a high regard for precisionRelationship-minded with excellent communication abilities, both written and verbalAbility to thrive in small, collaborative, and ambiguous environmentsAbility to blend strategic and tactical skillsFamiliarity with AI toolsNice-to-HavesExpertise with AI toolsExperience with capital-intensive fintech businessesBenefits available to all full-time Ramp employees (Global)Flexible PTOCentralized home-office equipment orderingHealth and wellness stipendBudget for intra-office travelWeekly coffee stipendUnited States100% medical, dental & vision insurance coverage for you, with partial coverage for dependentsOne Medical annual membership401(k), including employer match on contributions made while employed by RampFertility HRA (up to $10,000 per year)Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% payPet insuranceIn-office perks: lunch, snacks, drinks, and moreRelocation expense coverage to NYC or SF (if needed)CanadaGroup medical, dental, and vision coverage through Sun LifeLife, AD&D, and disability coverageFertility drug coverage (up to $4,000 lifetime)Group Retirement Plan with employer match (RRSP + DPSP)Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced payEmployee Assistance Program and virtual care through Lumino HealthUnited KingdomPrivate medical insurance through Freedom EliteVirtual GP and at-home care via eMed x LiviWorkplace pension through Penfold, with salary sacrifice optionParental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced payReferral InstructionsIf you are being referred for the role, please contact that person to apply on your behalf.Other noticesPursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.Ramp Applicant Privacy NoticeCompensation Range: $104K - $192KLocationNew York, NY (HQ); San Francisco, CAEmployment TypeFull timeLocation TypeHybridDepartmentFinanceCompensationSF/NYTarget Base Salary $104K – $192K • Offers EquityThe final compensation will depend on the location and level at which the candidate is hired.