Software Engineer - Backend

Engineer Position at Toyota Financial Services

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

Who We're Looking For

At TFS, we're building next-generation products that redefine mobility for millions of customers worldwide. We're looking for an Engineer—an individual contributor with a solid foundation in backend development and growing full-stack skills—who's ready to take on meaningful ownership of the systems and services that power our customer experiences.

This isn't a management role. It's for the engineer who ships reliable code, asks the right questions during design reviews, digs into problems with curiosity, and is building toward technical leadership. You'll work within a product team, contribute to architecture decisions, and grow your impact alongside experienced engineers who will challenge and support you.

This position is based in Plano, TX. The selected candidate will be expected to reside within a commutable distance of this location.

What You'll Be Doing

• Design, build, and maintain backend services and full-stack features—from APIs and serverless functions to data models and event-driven workflows
• Contribute to technical design discussions and architecture reviews, bringing practical ideas and a willingness to learn from senior engineers
• Write clean, well-tested, production-quality code and hold yourself and your teammates to high standards through thoughtful code reviews
• Debug and troubleshoot issues across the stack—API errors, infrastructure misconfigurations, data inconsistencies—with increasing independence
• Help identify and address tech debt, performance issues, and reliability gaps within your team's domain
• Collaborate with Engineering Managers, Product, and Front-End Engineering to break down requirements and deliver features end-to-end
• Support fellow engineers through code reviews, pairing sessions, and knowledge sharing—especially those earlier in their careers
• Participate in on-call rotations and incident response, learning how to triage and resolve production issues effectively
• Communicate technical context, progress, and blockers clearly to both technical and non-technical teammates

What You Bring

• Bachelor's degree in Computer Science or related field, or equivalent practical experience
• 3–5 years of software engineering experience with a backend or full-stack focus, building and shipping production systems
• Solid experience working with serverless architectures on AWS, including hands-on use of several of the following:
• Lambda for compute
• API Gateway (REST or APIs) for service exposure
• DynamoDB or Aurora Serverless for data persistence
• SQS, SNS, or EventBridge for async and event-driven communication
• S3 for object storage
• Step Functions for workflow orchestration
• Proficiency in TypeScript and/or Python for backend services—you write clear, maintainable code and care about quality
• Experience building and maintaining RESTful APIs, with an understanding of API contract design, error handling, and versioning basics
• Familiarity with Infrastructure as Code using AWS CDK, CloudFormation, or Terraform—you've written or modified IaC in a team setting
• Exposure to observability and monitoring tooling (CloudWatch, X-Ray, Datadog, or similar)—you can read logs, follow traces, and set up basic alerts
• Working knowledge of security fundamentals: IAM roles and policies, secrets management, and encryption basics
• Experience writing tests at multiple levels—unit and integration at a minimum—and an appreciation for why testing matters in distributed systems
• Comfort with Git-based workflows, pull requests, and collaborative development practices
• Good written and verbal communication—you can document your work, explain a technical decision, and ask for help when you need it

Added Bonus If You Have

• Experience with GraphQL APIs or type-safe API tooling (OpenAPI, GraphQL Code Generator, tRPC)
• Familiarity with containerized workloads (Docker, ECS Fargate) for services that don't fit the serverless model
• Experience with CI/CD pipelines and deployment automation (CodePipeline, GitHub Actions, or similar)
• Exposure to event-driven architecture patterns and distributed system design
• Experience in the financial services, banking, or insurance industry
• Familiarity with data streaming patterns using Kinesis, MSK (Managed Kafka), or similar
• Exposure to GenAI integration on the backend (e.g., Bedrock, SageMaker endpoints, LLM orchestration patterns)
• AWS certifications (Cloud Practitioner, Developer Associate, or Solutions Architect Associate)
• Contributions to open-source projects or a strong personal project portfolio
• Experience writing technical documentation, ADRs, or RFCs

What We'll Bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

• A work environment built on teamwork, flexibility, and respect
• Professional growth and development programs to help advance your career, as well as tuition reimbursement
• Team Member Vehicle Purchase Discount
• Toyota Team Member Lease Vehicle Program (if applicable)
• Comprehensive health care and wellness plans for your entire family
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota, regardless of whether you contribute
• Paid holidays and paid time off
• Referral services related to prenatal services, adoption, childcare, schools, and more
• Tax-Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to View email address on click.appcast.io.