Regulatory Analyst

Job Posting End Date: June 12 When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: Award-winning culture Inclusion and diversity as a priority Performance Based Incentive Plans Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability Generous PTO (including paid time to volunteer!) Up to 9.5% 401(k) employer contribution Mental health support Career advancement opportunities Student loan repayment options Tuition reimbursement Flexible work environments *All the benefits listed above are subject to the terms of their individual Plans. And that’s just the beginning… With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! General Summary: Job Profile Summary This position is an individual contributor role accountable for driving and implementing the daily operations that support the Regulatory team’s core accountabilities, including product development, legislative compliance, regulatory and product form filings, regulatory examinations, regulatory inquiries and complaint resolution. This role will exhibit proficiency in reading, analyzing, and interpreting laws, rules, and regulations, as well as other communications such as complaints and market conduct reports, to determine potential impact to the company. In support of implementation of appropriate actions to maintain regulatory compliance, the incumbent will demonstrate day-to-day problem solving, management of competing priorities, awareness of risk, timely issue resolution, and responsiveness to coaching. This position must interact with government authorities, sales and field personnel, and related legal and technical resources within and outside the company. Principal Duties and Responsibilities Responds to routine inquiries and requests from state insurance departments, other state and federal regulators, and others both within and outside the Enterprise. Researches, reviews, and applies laws, regulations, and bulletins. Suggests appropriate actions in response to regulatory directives, bulletins, and data calls. Provides subject matter expertise on new product development initiatives and responds to requests for product customizations for specific customers, including providing innovative drafting solutions while maintaining compliance with applicable laws and regulations. Responsible for drafting contract text and maintaining drafting history. Handles both routine and non-standard regulatory filings, such as product form and rate filings and single-case filings, regulatory exam submissions, regulatory inquiry submissions and complaint response filings. Coordinates, investigates, and responds to consumer and insurance department complaints and regulatory market conduct exams. Supports and delivers results for project initiatives, within established timeframes and quality measures. Summarizes and communicates issues to appropriate operational business partners. Develops and maintains positive customer relationships, both internal and external. Executes on the implementation of operational improvements and service enhancements. May perform other duties as assigned. Job Specifications Bachelor’s Degree or three to five years of related business experience plus a minimum of one year of regulatory experience Proficient understanding of the insurance industry and the associated compliance and regulatory environment Strong verbal and written communication skills. Communicates professionally in all communication forms Detail-oriented Strong problem-solving skills, results orientation, and focus on analytical thinking Strong organizational skills and proven ability to manage multiple concurrent projects or priorities Strong interpersonal skills including demonstrated ability for successful partnering and building effective relationships Strong technical skills (especially Microsoft Office Suite). Familiarity with SharePoint and comfort with data analytics and reporting preferred Proven research skills. Able to interpret and apply laws, rules and regulations and perform analysis, anticipate barriers, resolve problems, and make appropriate recommendations for solutions. Comfort with identifying and communicating about regulatory risk Focus on continuous improvement, with experience in working on process improvements Self-motivated and able to work independently with minimal supervision Familiarity with Unum Group and its insuring subsidiaries preferred #LI-LR1 #LI-Onsite ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum Join our talent community to receive notifications about jobs relevant to your interest. Join our Talent Community! At Unum Group, we’re a Fortune 500 company and leading international provider of workplace benefits and services, helping workers and their families thrive for more than 175 years. Through our Unum and Colonial Life brands, our company offers disability, life, accident, critical illness, dental and vision insurance; leave and absence management support; and behavioral health services. Our 10,000+ employees work across operations in the US, UK and Poland, as well as our dedicated Technology Centre in Ireland. Unum Group is committed to working with and providing reasonable accommodations for any applicant with a disability. If you are disabled and need a reasonable accommodation to participate in the application or hiring process, please contact us by submitting a request here.