Underwriter, Loss Mit I

Role Description

The Underwriter, Loss Mit I is responsible for the underwriting of loss mitigation options for all workout types on all loan types. Will need to maintain and acquire any licensing requirements.

• Must be in compliance with established timelines and quality decisions for each file assigned.
• Preferred to have underwriting experience.
• Must be familiar with mortgage documents.
• Must be familiar with financial documents.
• Must be able to communicate effectively with customers.
• Maintain regular and punctual attendance.
• Performs other related duties as assigned.

Qualifications

• Bachelor’s Degree from a Four (4) year College or University.
• One (1) to two (2) years related experience and/or training.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations.
• Ability to write reports, business correspondence, and procedure manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry.
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Requirements

• None required for certificates, licenses, or registrations.
• The physical demands include frequently sitting and talking or hearing.
• Occasionally required to stand, walk, use hands to finger, handle, or feel, and reach with hands and arms.
• Must occasionally lift and/or move up to 25 pounds.
• The work environment is usually moderate in noise level.

Company Description

Freedom Mortgage is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws.

Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation.