Senior Operations & Supplier Testing Analyst

Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. Join us to invest in yourself, your career, and the financial world. The Senior Operations and Supplier Tester resides within the 1st Line of Defense (1LOD) Operations and Supplier Testing team. This position plays a crucial role in supporting risk management of 1LOD Operations. This role requires hands-on support for performing 1LOD transactional and supplier oversight testing. Achieving success in this role requires a demonstrated ability to complete all assigned testwork within the established timelines, assist the Testing Manager with the build-out of new tests and expansion of existing test scripts, and proficiently articulate exceptions and findings related to testwork. By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. Ensure Operations and key suppliers have a sustainable and effective end-to-end control environment by identifying gaps and weaknesses during testing Document and perform complex and high risk process and control testing to provide reasonable assurance that internal and external processes are operationally effective Obtain and analyze test data from multiple sources, following documented test plans, testing procedures, and leveraging job aids as needed Manage assigned testing timelines to ensure all tasks and reporting are completed within established timeframes Apply regulatory and compliance knowledge to evaluate scenarios, assess risk implications, and inform testing conclusions Assist the Testing Manager in the build-out of new test scripts for previously un-tested areas, augment existing test scripts to broaden test scope while ensuring alignment with regulatory requirement, policies and business processes Make principle based scoring and risk decisions grounded in policy intent, evidence and data Assist the Testing Manager in partnering with stakeholders to offer feedback on testing results and ensure the completion of any necessary corrective actions Communicate findings, risk implications to cross functional stakeholders Determine when issues can be resolved independently versus escalated to management and proactively engage cross-functional stakeholders to clarify expectations, resolve issues, and communicate risk implications Support the Testing Manager in monitoring changes to procedures, policies and regulatory requirements to assess their impact on the testing scope and the related test script Collaborate with the Testing Manager to ensure test scripts are comprehensive for identifying and mitigating respective risks effectively Conduct peer reviews of analyst work to ensure accuracy, consistency, and adherence to testing methodology Provide real time feedback, reinforcing best practices and elevating testing quality Serve as subject matter resource to testing analysts by providing guidance on scenario interpretation, sample methodology, and evaluation. Support a culture of accountability, continuous learning, and improvement within the testing team Serve as a subject matter expert on complex processes, regulatory frameworks, and testing approaches Undertake ad-hoc duties as needed to support the Operations and 1LOD Risk department 5+ years of relevant experience in audit, compliance testing, or other control/ transactional reviews

• Experience in banking and/or fintech industry; knowledge of banking products, processes and regulations covering areas such as deposit products and consumer lending products
• Demonstrate ability to apply testing methodology, regulatory knowledge and risk and control frameworks to evaluate complex scenarios and inform testing conclusions
• Strategic thinker who can partner with testing manager to build, expand and improve existing testing scripts and processes
• Strong analytical skills and ability to review and comprehend large sets of data; able to synthesize diverse processes and data and formulate appropriate conclusions
• Fluent in Excel and PowerPoint, comfortable with analyzing large datasets in Google suite, MS Office apps, etc.
• Ability to work independently with minimum oversight and exercise sound, risk based judgment in ambiguous or complex scenarios
• capable of writing documentation, and interacting positively with management and colleagues effectively via telephone (Zoom)
• Demonstrated outlook of positive and productive relationships and successful partnerships with stakeholders
• SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email View email address on click.appcast.io. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.