Loan Documentation & Disclosure Specialist (Early Disclosure/QC)

Grow Your Career While Making a Difference in Your Community Join our team and be part of something meaningful – a legacy of service, growth, and community connection that makes a difference every day. Benefits and Perks Competitive Compensation: Fair pay with regular reviews and performance-based incentives. Health & Wellness: Comprehensive medical, dental, and vision coverage. Financial Security: 401(k) with company match, employee banking benefits, and financial wellness resources. Work-Life Balance: Paid time off and personal time. Career Path Options Early Careers We offer a variety of entry-level roles and structured development programs across key business areas that are designed to help students, graduates, and early professionals build a strong foundation for a successful career in banking and financial services. Experienced Professionals We value the expertise and leadership that experienced professionals contribute to our organization. Whether you are an industry veteran or seeking to transition your skills into financial services, our diverse business areas provide opportunities to make a meaningful impact, drive innovation, and help shape the future of banking. Position Overview Position: Loan Documentation & Disclosure Specialist (Early Disclosure/QC) Location: FCB Collinsville 157 Bank, 208 North Bluff Road, Collinsville, IL Job Id: 153 # of Openings: 2 Classification: Non-Exempt/Hourly Job Type: Full-Time (Non-remote; onsite) Reports To: CLD Supervisor About FCB Banks FCB Banks has been family owned and managed for more than three generations. Our original banks opened in New Baden and Albers in 1901, and customers quickly associated FCB with quality service, competitive rates, and personal customer care. These qualities became the pillars of our business when First Collinsville Bank opened in 1990, and we began expanding throughout the area. We streamlined and simplified banking operations and officially changed our name to FCB Banks in 2017. Today we have seventeen locations in sixteen towns serving customers in Illinois and Missouri. We pride ourselves on being locally owned, operated, and a valued part of the community. Job Summary Process required early disclosures for consumer real estate loans. Essential Job Duties Produce accurate loan documents through an automated documentation system. Review documents for quality and regulatory requirements. Order and review flood certifications for consumer real estate loans. Deliver early disclosures within the required timeframe. Review daily reports to monitor time constraints on new loans. Conduct weekly reviews of completed early disclosures for loan assignment. Conduct monthly reviews and notifications of pre-qualification loans. Prepare revised disclosures for changed circumstances. Collect and update e‑sign acknowledgements. Perform departmental duties as required to maintain adequate workflow. Perform other tasks, functions, or projects as assigned. Technical Skills Needed Communication skills: oral, written and listening. Organized and able to manage time and meet deadlines. Methodical, accurate and detail‑oriented. Teamwork – contributes to building a positive team spirit. Working understanding of the banking industry, regulations, policies and best practices. Working knowledge of bank products, early disclosure documentation and regulatory requirements. Quick learner, adaptable, and effective at managing and prioritizing multiple tasks. Ability to work under extreme pressure. Problem‑solving skills. Qualifications High School diploma, GED or equivalent. Associate or bachelor’s Degree in a relevant field (preferred). 1–3 years banking experience (preferred). Working Conditions Constant use of standard office equipment such as computers, phones, photocopiers, filing cabinets, calculators, and fax machines. Availability to work during core banking hours (Monday – Friday, 8:00 am – 5:00 pm). Additional hours may be required, including evenings and weekends. Occasional local travel for offsite training and meetings. Regular communication requirements: talk or hear, stand, walk, use hands to handle or feel, reach with hands and arms, lift up to 15 lbs, and occasionally lift up to 25 lbs. Ability to multi‑task, work in a fast‑paced, changing environment, and maintain a commitment to accuracy and timeliness. Ability to follow policies, procedures, written instructions, and verbal directions from supervisor. Ability to remain in a stationary position as needed. Ability to maintain confidentiality. Benefits $17.00 – $21.00 per hour, eligible for performance‑based bonuses and incentives. Group Life Insurance – 1× annual salary, fully paid by the bank. Long‑Term Disability insurance – 25% paid by the bank. Voluntary Life Insurance and Accidental Death and Dismemberment Insurance. Flexible Spending Account (FSA) and Dependent Care Flexible Spending Account (DCFSA). Employee Assistance Program, Travel Assistance and Life Services Toolkit. Paid time off including vacation, personal and sick leave. Partially paid parental leave for eligible employees. 401(k) with company match for eligible employees. Disclaimer The employee must be able to perform the essential functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities. FCB Banks retains the right to change or assign other duties to this position. Equal Employment Opportunity Statement Equal access to programs, services and employment opportunities is available to all persons without regard to age, ancestry, citizenship, status, color, physical or mental disability, genetic information, marital status, military status, national origin, race, religion, sex (including pregnancy), sexual orientation, or any other basis protected by federal, state, and/or local law. In accordance with the Americans with Disabilities Act and/or applicable state and local laws, applicants requiring reasonable accommodations for the application and/or interview process should notify the FCB Human Resources Department. Examples of reasonable accommodations include making a change to the application process, providing written materials in an alternate format such as Braille, large print or audio recording, using a sign language interpreter, using specialized equipment, or modifying testing conditions. Applicants have rights under Federal Employment Laws. Equal Employment Opportunity Poster: Equal Employment Opportunity Supplement: Family and Medical Leave Act (FMLA): mlank.pdf. Employee Polygraph Protection Act: #J-18808-Ljbffr FCB Banks