Commercial Banking Lending Associate - Denver, CO

At Vectra Bank, we’re proud to serve the Rocky Mountain region with the strength of a large financial institution and the personal touch of a community bank. Recognized as a Top Workplace, we combine deep resources with attentive, relationship‑driven service to support families, businesses, and the communities we call home.

We’re committed to creating a great place to build a career, welcoming employees whose talent, drive, and diverse perspectives help us deliver custom financial solutions. With day‑one benefits, ample growth opportunities, and a culture centered on listening, collaboration, and care, Vectra Bank is a place to grow, thrive, and make a meaningful impact. We believe we are Big enough to count and small enough to care.

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, we are dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.

We are seeking a highly engaged and proactive Commercial Banking Lending Associate to support our Commercial Banking team in Denver, CO. This role plays a critical part in delivering a seamless client experience by proactively supporting Relationship Managers, managing complex loan processes, and serving as a trusted partner to clients and internal stakeholders.

The ideal candidate is detail-oriented, solutions-driven, and passionate about building strong relationships while contributing to the success of the team and the organization.

Essential Functions:

• Proactively supports multiple Relationship Managers by providing a wide range of commercial loan support services to new and existing clients

• Facilitates the commercial loan process from deal initiation through closing, funding, and ongoing servicing with a high level of accuracy and ownership

• Communicates directly with clients and prospects to collect required due diligence items and ensure timely completion

• Reviews and validates documentation related to entity formation, real estate and title, UCC filings, insurance policies, collateral perfection, and related requirements

• Ensures accurate loan documentation, proper fee collection, and adherence to internal controls

• Monitors maturing loan reports; tracks, manages, and resolves loan exceptions in a timely manner

• Effectively engages in frequent communication with internal and external partners, including inter-organizational managers, on non-routine, sensitive, or high-impact matters

• Independently manages complex projects requiring sound judgment within broadly defined policies, procedures, and practices

• Builds and nurtures strong internal partnerships to support client transactions and ongoing servicing needs

• Delivers consistently exceptional client experience through professional, clear, and responsive verbal and written communication

• Collaborates with Relationship Managers and team members to develop thoughtful strategies that anticipate and meet client needs

• Ensures compliance with all regulatory requirements, security standards, and bank policies, procedures, and goals

• Conducts research as needed, following issues through to resolution with accountability and attention to deadlines

• Demonstrates flexibility by assisting other team members and contributing to team objectives as needed

• Performs other related duties as assigned

Qualifications:

• High School diploma or equivalent and 3+ years of experience in banking, commercial lending, loan documentation, lending processes, or other directly related experience

• A combination of education and relevant experience may be considered

• Advanced knowledge of commercial lending practices, general bank processes, loan principles, and loan systems

• Ability to respond to inquiries promptly while balancing multiple priorities

• Demonstrated ability to process, audit, and review detailed client and loan information accurately

• Excellent organizational skills with strong time management and exceptional attention to detail

• Proven problem-solving and issue-resolution skills with the ability to think critically and proactively

• Ability to frequently re-prioritize workload to meet changing deadlines and business needs

• Demonstrates personal accountability and professional judgment, with the ability to work independently and with limited direction

• Proficient working knowledge of PCs and Microsoft Office applications

This is an excellent opportunity for a relationship-focused professional who wants to make a tangible impact, grow within commercial banking, and contribute to a team that values excellence, collaboration, and continuous improvement.

Compensation:

This position is eligible to earn an hourly wage in the range of $32.69hr - $37.50hr , depending on job‑related factors such as experience level and location. This position is in-office and does not offer a hybrid schedule.

Final offer amounts are determined by multiple factors, including but not limited to experience, skills, expertise, location, education, and certifications.

Benefits:

• Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!

• 401(k) plan, competitive compensation in line with work experience.

• Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements

• Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within

• Tuition Reimbursement for qualifying employees

• Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.

Req ID: 070592

To review our Benefits Summary browse here:

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

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