Sr. Commercial Credit Analyst/Underwriter - Up to $100K - San Francisco, CA - Job # 1879

Sr. Commercial Credit Analyst/Underwriter – Up to $100K – San Francisco, CA – Job # 1879 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our client is seeking to fill a Sr. Commercial Credit Analyst/Underwriter role in the San Francisco, CA market. The successful candidate will be responsible for analyzing the financial conditions of individuals and businesses applying for commercial credit and making recommendations to the Chief Loan Officer/Loan Review Committee for approval. This position is primarily responsible for analyzing complex new loans and loan renewals. This position includes a generous salary of up to $100K and an excellent benefits package. (This is not a remote position.) Sr. Commercial Credit Analyst/Underwriter responsibilities include: Analyzing financial data from borrowers for new, renewal, and existing business loans, including financial statements, tax returns, personal financial statements, financial projections, business plans, and information from credit bureaus and other financial institutions. Underwriting various types of commercial loans, with a focus on loans secured by commercial real estate. This includes appraisal review, environmental review, as well as various financial analyses. Reviewing and approving various commercial loans and lines following the bank’s credit policy and corresponding banking laws and regulations. Monitoring the loan portfolio to evaluate the quality of commercial credit. Analyzing and assigning an appropriate risk rating to each borrower. Partnering with Commercial Lenders to gather relevant customer information for analysis, requesting additional information as needed. Preparing thorough, objective and accurate loan presentations, illustrating the degree of risk involved in extending credit or lending money. Financial analysis and preparation of loan presentation packets for new credit requests, renewals and annual reviews. Developing and recommending strategies on existing loans to meet the Bank’s credit standards and to minimize loss potential. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree, preferably in finance or accounting. Four years or more experience working with commercial credit or lending. A good understanding of lending concepts, practices, and procedures. Strong computer skills and experience with MS Office products. Excellent communication skills, both written and verbal. General understanding of accounting terms and principals. Ability to read and interpret financial statements to include: Tax returns (individual and business), balance sheet, income statement, cash flow schedules, statement of the owner’s equity. Ability to communicate with senior management, operational and technical staff and peers. The next step is yours. Email us your current resume along with the position you are considering to: #J-18808-Ljbffr The Symicor Group