Sr. Associate, Corporate Finance Chime - San Francisco, CA, US

Sr. Associate, Corporate Finance

Chime

San Francisco, CA, US

We're seeking a Senior Associate to support the Corporate Finance function at Chime! In this role, you'll play a key part in shaping our business and financial strategy while driving high-impact initiatives across the company. Your responsibilities will include supporting the monthly close process, the annual operating plan, and forecasting the balance sheet and cash flow statement, along with performing detailed reporting and analysis. You'll work closely with the Accounting and Capital Markets teams to enhance the accuracy of key balance sheet and cash flow forecasting items. A strong understanding of financial statements and their interdependencies is essential for providing insightful analyses that drive accountability and financial predictability. Furthermore, you'll support the Systems/Data team to optimize Pigment, our new planning platform, by developing executive-level dashboards and enhancing the efficiency of existing forecast models.

We're looking for an analytical and collaborative team player who can break down complex financial problems into actionable insights while maintaining a strategic perspective.

The base salary offered for this role and level of experience will begin at $116,000 and up to $160,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Support the monthly close process, monthly forecast, and annual operating plan
• Support balance sheet and cash flow management, including analysis, forecasting, planning, and scenario modeling
• Partner with Accounting, Capital Markets, and Finance teams to enhance forecast accuracy through deeper analysis and continuous improvement
• Work closely with the Accounting team to develop a strong understanding of key financial metrics and KPIs, support and gain insight into the monthly close process, perform deep-dive analyses into all components of working capital, and leverage internal and external benchmarking to evaluate and improve the accuracy and effectiveness of balance sheet and cash flow forecasting
• Collaborate with the Capital Markets team to conduct scenario analyses and develop pro forma models that assess the potential impact of financing activities on the financial statements
• Engage with and support Finance team members in improving company-wide forecasting, scenario planning, reporting, and variance analysis across the income statement, cash flow, and balance sheet
• Prepare accurate reports, ensuring data integrity across multiple sources
• Identify potential issues and proactively implement process improvements
• Leverage AI tools to automate manual processes and increase efficiencies

To thrive in this role, you have:

• Minimum 3-5 years of experience in strategic finance, FP&A, investment banking, or consulting; prior experience in treasury and at high-growth technology or financial technology startups a plus
• Bachelor's Degree, or equivalent degree in Business, Finance, Accounting or relevant field
• CPA preferred
• Strong understanding of the Balance Sheet components and its impact on cash flow generation
• Expertise in Excel / Google Sheets - you can build scalable, efficient, and intuitive models with ease; experience with Pigment, AI LLMs, or SQL is a plus
• Strong analytical, financial modeling, and problem-solving skills
• Superior communication skills and the ability to collaborate with all levels of an organization
• A team-oriented mindset and a positive attitude

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees:

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws, if you have a disability or special need that requires accommodation during any stage of the application process, please contact: View email address on click.appcast.io.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.