Associate Underwriter

Who are we? Specialty Insurance Solutions (SIS) is a member of Michigan Millers Mutual Insurance Company. Michigan Millers Mutual Insurance Company is a mutual insurance company and an affiliate of Western National Mutual Insurance, it is rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders’ property-and-casualty insurance needs across multiple regions in the United States. Michigan Millers believes in striving for growth without sacrifice. We are committed to cultivating a culture that creates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service. The core values of Michigan Millers and Western National Insurance, Connectiveness – Accountability – Empowerment are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry. We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships. Job Type Full-time Opportunity Specialty Insurance Solutions is seeking an Associate Underwriter to join our team! Responsibilities Develops profitable premium growth through policy processing and technical support for both new and renewal business. Operates under a designated level of authority at the direction of assigned underwriters. Creates strong agency relationships. Engages in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions. Uses established practices, processes, and procedures to renew and write new policies based on underwriting authority. Reviews new and renewal business application documents and gathers additional information as needed to accurately underwrite policies. Understands rating methodology and coverage. Makes decisions and recommendations for varied situations applying judgment to interpret related information, policies, and procedures. Executes policies within established authority level. Identifies and analyzes low-to-moderate complexity accounts and makes sound underwriting decisions. Applies knowledge to help solve problems of low-to-moderate scope and complexity. Recommends solutions when outside of authority level. Committed to increasing customer satisfaction for both internal and external customers. Sets proper customer expectations. Assumes responsibility for solving customer problems. Ensures commitments to customers are met. Performs special projects and other duties as assigned. Must-Have Qualifications Ability to follow established processes and demonstrate strong attention to detail. Knowledge of industry practices, standards, and underwriting concepts. Effective oral and written communication skills. Ability to multitask and solve basic problems. Ability to handle various assignments. Demonstrated negotiation and relationship‑building skills. Proven analytical skills with ability to exercise sound business judgment. Demonstrated time management skills with the ability to meet deadlines. Proficient use of various core systems, office and computer equipment, and software packages. Valid and unrestricted driver’s license with acceptable driving record. Bachelor’s degree preferred; experience in lieu of degree acceptable. Ideal Candidate Qualifications AU and / or AINS certification. Compensation Overview The full hiring range for this role is $51,455 – $61,750, annually. However, the base pay offered may vary depending on the job‑related knowledge, skills, credentials, and experience of each candidate, as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and / or may be considered for other positions. Culture and Total Rewards Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 401(k) Plan (plus company match) Time Off - including vacation, volunteer, and holiday pay Paid Parental Leave Bonus opportunities Tuition assistance Wellness Program - including an onsite fitness studio Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. #J-18808-Ljbffr