Chief Credit & Lending Officer

AgriBank is a wholesale bank that primarily owns and supports Farm Credit Associations… For more than 100 years, Farm Credit has been a reliable, consistent source of credit for the nation's farmers and ranchers… As part of Farm Credit, AgriBank: Supports more than 433,000 farmers, ranchers and other rural customers through locally based Farm Credit Associations Provides lending and financial solutions to our local association-owners… Operates from a foundation of financial strength, backed by more than $176 billion in assets. The 15-state AgriBank District covers America's heartland from Wyoming to Ohio and Minnesota to Arkansas, including: Coverage of nearly 40 percent of all U.S. farmland and more than half of U.S. cropland Penetrates all agricultural crop and livestock sectors… Through serving this vital region, AgriBank and the Farm Credit Associations in our District… Purpose of the Position The Chief Credit & Lending Officer ensures AgriBank provides sound, constructive and profitable credit… CIPA reflects… Key Responsibilities Strategic Leadership As a member of the executive leadership team, makes strategic decisions and sets the strategic direction for AgriBank Initiates, identifies, analyzes, and develops key strategic initiatives Ensures AgriBank's sustainability… Facilitates strategic dialogue… Leads, coordinates, and contributes to AgriBank's strategic and business planning process Provides leadership for the Farm Credit System and AgriBank District… Effectively selects, leads, develops and evaluates the performance of other leaders… Allocates resources effectively across functions and departments Sets and monitors performance standards to achieve Bank’s business strategies, goals and objectives Responsible for appropriately protecting the confidentiality, security and integrity of the Bank’s systems and data Performs additional responsibilities as needed to support the organization’s goals and objectives District Credit Leadership Makes decisions on commercial and wholesale loans and lending policies… Leads the development and implementation of credit risk management tools… Leads the development and maintenance of appraisal standards… Develops and maintains credit and appraisal policies, standards and practices… Informs the AgriBank Board of Directors, and Association executive management… Provides management direction to the insurance operation and risk management initiatives… Lending and Credit Management Manages the Bank credit activities related to wholesale loans, retail lending… Makes loan and other credit-related decisions… Works with lead lenders and large commercial bank officers to negotiate large loan transactions… Provides direction and supports the Bank’s liquidity investment portfolio credit assessments Provides leadership for the Farm Credit System through chairing and participating… Works with other Farm Credit Bank leaders on various System initiatives… Informs Farm Credit District bank executives and other Farm Credit System executive management… The Candidate Experience and Professional Qualifications 15+ years of related experience 7+ years of senior level management and leadership experience Or an equivalent combination of education and experience sufficient to perform the essential functions of the job Skills and Competencies Expert skill in credit analysis and loan structuring Expert skill in credit administration Expert customer relationship management and servicing skills… Expert skill in thinking strategically and setting organizational and operational direction… Expert knowledge of agricultural industry and industry lending practices Working knowledge of micro- and macro-economic theory… Oral and written communication skills sufficient to discuss a variety of job-related topics… Skill in analyzing complex technical data by using logic and quantitative reasoning Skill in establishing and maintaining relationships with a variety of internal and external organizations… Skill in selecting, managing, coaching, motivating and developing a diverse credit team Skill in analyzing, integrating and documenting the business needs of multiple stakeholders Skill in negotiating highly complex agreements to achieve the best outcome for the organization Skill in setting priorities to reflect the importance of job responsibilities Skill in utilizing time in an efficient and effective manner Responsible to appropriately protect the confidentiality, security, and integrity of AgriBank's systems and data Education Bachelor's degree in business, economics, finance, agribusiness or related field. Executive Success Competencies Strategic Leadership Adaptability and Innovation Building Talent Inclusive and Engaging Leadership Analysis, Decisions and Execution Communication Ethics Scope of Responsibilities Supervision: 5-8 direct reports, 15-20 indirect District wholesale loan portfolio: $150+ billion Other Financial Institution (OFI) loans: Up to $1 billion Retail loan participation purchases from associations: Up to $2 billion Participation purchases from associations in various loan pool programs: Up to 25% of total loans Operating Budget: $7.5 million to $10 million #J-18808-Ljbffr Korn Ferry