Associate, Loan & Trade Finance

Process bilateral and syndicated loans and trade finance transactions for corporate and financial institution clients, reporting to the Operations Manager.

Loan Operations

• Check loan setup requests against credit terms and send them for system booking.
• Process drawdowns once all conditions precedent are cleared.
• Coordinate rate fixing and funding with Treasury.
• Coordinate incoming and outgoing funds with Branch Operations.
• Process interest, principal, and fee payments accurately and on time.
• Handle early repayments and restructurings.
• Investigate and resolve posting errors and payment mismatches.
• Process rate changes, tenor extensions, and amendments, and keep loan records current.

Trade Finance Operations

• Issue and amend letters of credit, standby letters of credit, and performance guarantees.
• Process receivables purchase financing and trade loan drawdowns, repayments, and rollovers.
• Review trade documents for completeness and compliance.
• Verify customer instructions and authorizations.
• Run transaction checks according to procedures and controls.
• Ensure compliance with UCP 600, URDG, ISP98, and other ICC rules.
• Run AML, sanctions, and KYC checks as needed.
• Liaise with Compliance, Legal, business units, and the processing center.

General

• Follow all policies, controls, regulations, and procedures.
• Spot and escalate risk and compliance issues.
• Meet service levels and cut-off times.
• Keep accurate transaction records.
• Prepare management, MIS, and regulatory reports.
• Support system testing, process improvements, and project rollouts.
• Take part in contingency and business continuity planning.
• Handle audit confirmations and ad hoc projects.
• Streamline processes to cut redundancy and errors.