Licensed Loan Officer

Job Description

Job Description

Licensed Loan Officer – Northgate Mortgage LLC

• Position: Licensed Loan Officer

• Company: Northgate Mortgage LLC

• Location: Farmington Hills, MI (48334)

• Nearby Areas: Farmington, Novi, Livonia, Southfield, West Bloomfield, Commerce Township, Northville, Plymouth, Canton, Dearborn, Royal Oak, Birmingham, Troy, Sterling Heights, Warren, Auburn Hills, Rochester Hills, Waterford, Madison Heights, Detroit

• Compensation: Commission-Only Compensation Structure

• Unlimited earning potential

• Commission-only position (no guaranteed salary or hourly wage)

• Earnings based on funded loan production

• Compensation directly tied to loan originations and closed transactions

• Significant upside for high-volume producers

• About Northgate Mortgage:

• Provides a broad range of lending solutions including:

• Conventional Mortgages

• FHA Loans

• Purchase Loans

• Refinance Loans

• Cash-Out Refinances

• Reverse Mortgages

• Construction Loans

• DSCR Loans

• Residential Mortgage Programs

• Commercial Lending Solutions

• Focused on helping borrowers navigate the mortgage process with access to a diverse portfolio of financing products

• Role Overview:

• Responsible for prospecting, converting leads, originating loans, managing borrower relationships, and guiding clients from application through closing

• Key Responsibilities:

• Generate mortgage loan opportunities

• Develop referral and borrower relationships

• Convert company-provided leads

• Conduct borrower consultations

• Analyze borrower financing needs

• Recommend appropriate mortgage products

• Collect and review loan documentation

• Maintain pipeline activity and follow-up schedules

• Guide borrowers from application through closing

• Work closely with processors, underwriters, and operations teams

• Ensure compliance with lending regulations

• Meet production and funding goals

• Required Qualifications:

• Active NMLS Mortgage Loan Originator License OR successful completion of the SAFE Mortgage Licensing Exam

• Ability to obtain required state licenses

• Strong verbal and written communication skills

• Excellent relationship-building skills

• Strong sales and customer service abilities

• Experience managing multiple borrowers and active files

• Strong time management and organizational skills

• Comfortable working in a commission-only compensation structure

• Ability to make outbound calls and develop business

• Ability to maintain borrower confidentiality

• Goal-driven, self-motivated mindset

• Ability to learn company systems and mortgage products

• Preferred Experience:

• Mortgage lending

• Mortgage sales

• Loan origination

• Banking

• Financial services

• Borrower relationship management

• Mortgage pipeline management

• Lead conversion and prospecting

• Benefits (Eligible After 90 Days):

• Health Insurance

• 401(k)

• Professional Development

• Company-Paid Licensing Support

• Assistance Obtaining Additional State Licenses

• Mortgage Product Training

• In-House Systems Training

• Workflow & Process Training

• Career Advancement Opportunities

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We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.