Personal Lines Underwriter I

Job Description

Job Description

Company Overview

Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.

Are you interested in a career path and not just a job? Working as Personal Lines Underwriter for Alfa Insurance® is more than just underwriting new business. It’s maintaining relationships and becoming part of a well-respected company that is based on faith, family, community and integrity. This means you will be able to contribute to the big picture! Become part of the Alfa family where you can discover your purpose and help make a difference in the lives of our policyholders and your community.

Job Summary

At Alfa, we are looking for talented and motivated individuals who share our passion for excellence and customer satisfaction. As a Personal Lines Underwriter, you will be part of a dynamic team that works closely with our sales force to provide them with the best service possible. You will have the opportunity to apply your skills and knowledge to evaluate and underwrite various personal lines products. You will also be able to make quick and thoughtful decisions, handle multiple tasks, and adapt to changing situations in a fast-paced work environment.

Alfa is committed to your professional development and career growth. We offer on-the-job training and mentoring to help you succeed in your role and prepare you for future opportunities.

Responsibilities 

• Underwrite personal lines new business, rewrite new terms, and policy changes while maintaining an acceptable loss ratio.
• Select, classify, and monitor insurance risks to maintain adequate rate for risk and ensure a profitable book of business.
• Maintain acceptable customer service standards and be thorough, consistent, and accurate in underwriting.

Qualifications

• Bachelor’s Degree required or CPCU designation and 5 years of insurance experience.
• Excellent communication skills. 
• Possess basic mathematical skills. 
• Proficient in Microsoft Excel and Microsoft Word.
• The ability to understand policy language, underwriting rates, rules, guidelines, and make independent decisions.
• Must be able to apply all knowledge to underwriting personal lines business.

Benefits/Perks

• Opportunity for annual performance bonus
• Discounts on your auto insurance (underwriting approval required)
• Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan
• Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for New Hires
• Short-term and long-term disability
• Flexible Healthcare and Childcare spending accounts for tax savings
• Opportunities for advancement
• Continuous training and support throughout your career with Alfa
• College tuition discounts at various colleges in Alabama
• Fitness center
• Onsite cafeteria