Relationship Manager

Relationship Manager Join SmartBank as a Relationship Manager and contribute to our high‑touch banking solutions across the Southeast. This role focuses on building client relationships and driving business growth while upholding SmartBank’s core values and purpose. Benefits Comprehensive medical, dental, vision, life, and disability insurance 401(k) with company matching Generous paid time off (PTO) and SmartFlex Days Up to 11 paid company holidays Incentive program Mental health benefits – 8 free coaching or counseling sessions Tuition reimbursement Community involvement opportunities Company apparel at no cost Responsibilities Uphold SmartBank’s core values and purpose Develop new customer prospects and generate business for the institution Complete each loan application and all pre‑processing functions in a timely manner Gather financial and business information, perform analyses required for credit decisions, participate in team credit decisions, and communicate with prospects and customers to close sales Screen loan requests based on institutional policies and loan types offered Order appraisals, credit reports, background checks, reference checks, and other required information for loan applicants Monitor overall profitability of relationships and negotiate terms, fees, and structures benefiting both the client and SmartBank Evaluate potential customer loan requests and make recommendations to management Review new laws and regulations influencing lending, recommend actions to management when necessary Communicate approvals or denials to borrowers Promote and participate in Special Credit Programs and CRA initiatives Qualifications High school diploma required; bachelor’s degree in business, finance, or management preferred Minimum 5 years of experience in banking or sales lending field RMA – Credit Risk Certification preferred Graduate School of Banking or TBA Lending Schools – Commercial Lending preferred #J-18808-Ljbffr SmartBank