Banking Center President (Full Time) - Research Blvd

Banking Center President (Full Time) – Research Blvd Location: Austin, TX, US 30+ days ago – Requisition ID: 9790 Prosperity Bank is an Equal Opportunity Employer. Position Purpose Responsible for directing and administering the operational efforts of the branch. Ensures that established policies and procedures are followed. Oversees provision of a full range of services to customers and prospective customers. Ensures that customers are promptly and professionally served. Trains, directs, and supervises branch staff. Ensures quotas of branch transactions, loan volumes, expenses, and profitability are in line with Bank standards. Responsible for receiving, reviewing, and evaluating commercial loan requests. Meets with applicants to explain credit policies and to obtain loan information and documentation. Monitors and reviews construction and development loans. Maintains repossessed properties and assists in collections activities. Serves borrowers and prospective borrowers promptly and professionally. Provides general Bank information and cross sells services. Essential Functions and Basic Duties Assumes responsibility for the effective and efficient performance of branch operations. Supervises work scheduling and workflow of daily routine operations. Ensures branch security. Opens and closes the building in accordance with set hours and tests security equipment quarterly. Ensures that operations are conducted in accordance with established Bank policies and with legal and regulatory requirements. Supervises and assists with customer service functions. Assists in New Accounts and on Teller line as needed. Cross‑sells Bank services. Implements changes to established policies and procedures within the branch. Assumes responsibility for maintaining proper cash controls. Ensures that all branch transactions are balanced at the close of each day. Oversees individual accountability for the handling of cash and assists Tellers in resolving balancing problems. Controls and handles daily deposits in accordance with established policies and procedures. Periodically verifies cash in possession of Tellers and cash on the premises. Effectively supervises branch staff, ensuring optimal performance. Provides leadership through effective objective setting and communication. Directly supervises all branch personnel. Ensures that high quality work and efficiency in operations are maintained. Conducts sales coaching with all branch personnel according to Prosperity Sales philosophy. Determines work methods and flow through assigning, directing, coordinating, and reviewing tasks. Conducts regular meetings with branch associates to inform and train. Discusses areas needing improvement and changes in procedure. Conducts weekly meetings with branch management staff to coordinate activities for the following week. Ensures that personnel are well trained in all phases of their respective jobs. Completes orientation of new associates in overall branch procedures. Performs cross training as necessary. Conducts security training. Conducts Sales Training. Ensures that personnel are effective and optimally used. Determines appropriate staffing levels for proper utilization of human resources. Tracks individual progress and conducts performance appraisals on each associate at least twice annually. Formulates and implements corrective actions as needed. Recommends promotions for associates as appropriate. Provides leadership training to associates seeking management opportunities. Approves all sick leave, vacation, overtime, and timesheets for each branch associate. Keeps accurate payroll and attendance records. Assumes responsibility for establishing and maintaining effective, professional business relations with customers. Ensures that customers' requests and questions are promptly resolved. Handles customers' complaints. Ensures that customers are informed of Bank services and policies. Counsels customers regarding their financial needs and services requested. Ensures that the Bank's quality reputation is maintained and projected. Responsible for acquiring new business by performing sales calls. Assumes responsibility for the effective administration of branch functions. Ensures that branch operations are well coordinated with accounting, loan processing, and credit functions. Manages and oversees expenses. Pursues cost‑saving measures. Continuously seeks ways to improve branch operations and productivity and to meet established goals. Prepares periodic branch activity reports and makes recommendations to management for improvements. Ensures that proper maintenance and general housekeeping of the building, grounds, work areas, desks, and equipment is carried out, including snow and ice removal. Ensures that adequate supplies, forms, and equipment are available for personnel. Institutes prudent safety measures. Keeps management informed of branch activities, progress toward established objectives, and of any significant problems. Requests assistance when necessary. Assumes responsibility for related functions as required or assigned. Fills in and performs duties in branch positions as needed. Attends assigned training sessions and stays current on new operational procedures. Assumes responsibility for the effective and professional completion of assigned commercial loan functions. Interviews, takes applications, and processes preliminary documentation on commercial loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers. Analyzes and evaluates loan requests and prepares written submission for consideration by the Commercial Loan Committee. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. Assists in review of construction loan advances on commercial properties. Conducts property inspections as assigned. Follows up on all matured loans. Assists in the collection of delinquent accounts. Completes lending functions in accordance with established Bank policies and legal requirement. Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Bank personnel and with management. Coordinates functions with related departments and branches and provides support as needed. Assists Commercial Lending personnel and provides support as needed. Keeps management informed of area activities and of any significant problems. Attends and participates in meetings and committees as required. Serves as a member of the Commercial Loan Committee. Completes required reports and records. Qualifications Associate degree in business or a related field, or an equivalent combination of training and work experience. Thorough knowledge of bank services and products. Understanding of related legal and regulatory requirements. Familiarity with branch functions, policies, and procedures. At least five years of related experience in a financial institution, with a minimum of two years of supervisory experience. At least five years lending experience. Commercial lending experience required. Real estate and origination background preferred. Strong interpersonal, leadership, and supervisory skills. Well organized. Ability to operate related computer applications and related business equipment. Attention to detail. Ability to maintain an effective and efficient workflow. Physical Activities and Requirements Talking: Must convey detailed or important instructions accurately, loudly or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information. Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers. Average Visual Abilities: Average, ordinary visual acuity necessary to prepare or inspect documents or products, or operate machinery. Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. Schedule Monday – Friday: 8:00 AM – 5:00 PM (and as needed). 40 hours per week. #J-18808-Ljbffr Prosperity Bank