Actuarial Analyst, Pet

New York, United States | Actuarial | Full-time Not your everyday company Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful. At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma. Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo. We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities. As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more. Awarded ‘best workplace’ Best Workplace and Best-Led Company by Inc.Magazine “World Changing” by FastCompany Recognized as a World Changing Idea by Fast CompanyMagazine Ranked #1 Home insurance inAmerica Won best renters and homeowners insurance in America by US News, andothers Best Pet Insurance inAmerica Rated “Best Overall Pet Insurance” by Better Homes &Gardens Rated 4.9 on the AppStore Among the highest rated apps of alltime What you’re applying for We’re looking for a talented Actuarial Analyst who is eager to revolutionize pet insurance. In this role, you’ll be managing rate levels, held build advanced pricing tools, and bringing actuarial discipline to all facets of Lemonade Pet—working cross-functionally with underwriting, claims, product, engineering, and data science. You’ll leverage competitive data, machine learning, and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing. You’ll also help automate actuarial processes and develop innovative solutions that improve pricing decisions at scale. We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools. In this role you’ll Become an owner and expert on our pet insurance state rating plans and rate indications Craft rate filing support for new machine learning models Identify areas for pricing and underwriting action based on ongoing monitoring of results Build tools and dashboards that automate pricing analyses and support business decision-making Build a knowledge base of competitor rating strategies and the overall competitive landscape Further your own actuarial education through SOA or CAS exams and industry research while applying those learnings on the job What you’ll need 2+ SOA or CAS actuarial exams Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field General knowledge of data science programming languages such as R or Python (preferred), and proficiency in database query tools such as SQL Prior pricing experience is a definite plus Strong analytical, problem‑solving, and communication skills Ability to work in an office environment 3 days per week in our Soho office At Lemonade, AI is an integral part of how we work. We welcome candidates who are enthusiastic about learning and applying AI to improve their workflows, as a commitment to continuous growth in this area is a fundamental part of our culture. *Please note that we are unable to sponsor applicants for work visas. Lemonade's US base salary range for this full-time position is $80,000 - $97,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job‑related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Things to know… Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time. Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Lemonade Insurance Agency, LLC (LIA) and Metromile Insurance Services LLC (MIS) are licensed insurance agents and appointed by LIC and MIC and both LIA and MIS receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request. Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance® (policy form LS181 and LS 182 or state version including all applicable endorsements and riders). LLIA receives compensation for the insurance policies it sells and is a sub‑producer of Bestow Agency, LLC. Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health; your answers allow us to save you time and avoid offline medical exams. #J-18808-Ljbffr Lemonade, Inc.