Underwriter
Kings Mortgage Services
Job Description
Job Description
Description
The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure compliance with company guidelines, investor requirements, and applicable regulations. This role analyzes borrower creditworthiness, income, assets, collateral, and overall loan risk to make sound underwriting decisions while maintaining service level expectations.
Key Responsibilities- Review and analyze loan applications, credit reports, and financial documents to determine borrower eligibility.
- Assess risk factors associated with mortgage loans, including income verification, debt-to-income ratios, and creditworthiness.
- Ensure compliance with federal and state regulations as well as company policies throughout the underwriting process.
- Collaborate with brokers, Account Managers, Account Executives, and other stakeholders to resolve any issues or discrepancies in documentation.
- Prepare detailed financial reports summarizing findings and recommendations for loan approvals or denials.
- Experience with Encompass is required
- Conduct quantitative analysis to evaluate borrower profiles and market conditions impacting loan decisions.
- Stay updated on industry trends, changes in regulations, and best practices in mortgage underwriting.
- Active Underwriter designation certificate (DE) required
- Experience using Encompass required
- Proven experience in mortgage underwriting or a related field within financial services.
- Strong knowledge of HUD underwriting guidelines.
- Excellent analytical skills with attention to detail to ensure accuracy in assessments.
- Strong communication skills for effective collaboration with team members and clients.
- Ability to work independently while managing multiple tasks in a fast-paced environment.
Kings Mortgage Services, Inc. offers a full suite of benefits including:
- Medical Insurance
- Dental insurance
- Vision insurance
- Life insurance
- Paid time off
- 401(k) with company match
Vacancy posted 14 days ago
Similar jobs that could be interesting for youBased on the Underwriter in Santa Ana, CA vacancy
$97.7k - $130.3k
...lists. First American will always strive to be a great place to work, for all. For more information, please visit We DoProvides underwriting support and expertise to company personnel, agents, and customer(s), related to the issuance of real estate title insurance...SuggestedFull timeLocal area- ...nationwide, including Fix & Flip, Bridge, DSCR, and Ground-Up Construction. We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions...SuggestedRemote work
Lbc Mortgage company
Orange, CA1 day ago $163k - $218k
...must be authorized to work in the United States without the need for current or future sponsorship.Are you an experienced casualty underwriter looking to make a meaningful impact in a highly visible production role? Great American's Excess Liability Division is seeking...SuggestedFull timePart timeSeasonal workWork at officeRemote workNight shift$85k - $95k
...Underwriter Department: Operations Employment Type: Full Time Location: Santa Ana, CA Compensation: $85,000 - $95,000 / year Description The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications...SuggestedFull timeNovaFi Mortgage, Inc.
Santa Ana, CA5 days ago$97.7k - $130.3k
...Title Underwriting SpecialistProvides underwriting support and expertise to company personnel, agents, and customers, related to the issuance of real estate title insurance commitments and policies. Utilizes underwriting standards and guidelines within delegated authority...SuggestedLocal areaFirst American
Santa Ana, CA2 days ago$26 - $31 per hour
...Job DescriptionCome join our amazing team and work remote from home!The Loss Mitigation Underwriter II will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company's policies and...Hourly payRemote workWork from homeCarrington Holding Company, LLC
Orange, CA1 day ago- ...material to their overall financial performance.The company is an equal opportunity employer.ResponsibilitiesThe Large Account Sr. Underwriter is primarily responsible for risk evaluation including selection and retention of new and existing business in accordance with...Full time
W. R. Berkley
Santa Ana, CA1 day ago - ...Carrington Mortgage Services is seeking an underwriter II to support loss mitigation efforts from a remote location. You will review loan files, apply Treasury and investor guidelines, and determine workout options such as modifications or liquidation. Strong analytical...Remote work
Socket
Orange, CA3 days ago - ...to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description Job Title: Senior Government Underwriter Department: Agency Operations Reports To: Agency Operations Manager PRIMARY FUNCTIONS: The Underwriter (UW) applies...Work at officeRemote work
HomeXpress Mortgage Corp
Santa Ana, CA5 days ago - ...Commercial Real Estate Loan Underwriter Do meaningful work where relationships come first. At Orange County's Credit Union (OCFCU), banking has always been personal. For over 85 years, we've helped our members reach life's biggest milestonesnot by pushing transactions...Hourly pay
$65k - $68.5k
...Senior Underwriter Unlock Your Potential with Quantum ePay® We're a growing fintech company focused on delivering innovative payment processing solutions and merchant technology that helps businesses lower costs, earn more, and operate with confidence. We are looking...Work at officeFlexible hoursQuantum Electronic Payments
Anaheim, CA3 days ago$109.3k - $180.2k
...profitability and success of Travelers. What Will You Do? Manage the profitability, growth, and retention of an assigned book of business. Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability. Cultivate and maintain...Local areaTHE TRAVELERS INDEMNITY COMPANY
Irvine, CA5 days ago$95k - $144k
...America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!Job Description: The Credit Underwriter II is responsible for the ongoing management and primary accountability for all monitoring and maintenance activities for an...Full timeWork at officeWork from homeFlexible hoursDay shift$103k - $141k
...career with opportunities to learn, grow, and make an impact. Join us!Job Description:This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include completing and...Full timeWork at officeFlexible hoursDay shift$110k - $200k
...career with opportunities to learn, grow, and make an impact. Join us!Job Description:This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently...Full timeWork at officeFlexible hoursDay shift$95k - $125k
...career with opportunities to learn, grow, and make an impact. Join us!Job Description:This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include completing and...Full timeWork at officeFlexible hoursDay shift$117k - $175k
...policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance.The Senior Credit Underwriter (SCU) partners closely with the Credit Advisor (CA) to develop and expand custom lending relationships with strategic wealth...Full timeWork at officeDay shift$100k - $125k
...Job Title Underwriter Job Description Berkley Surety is a highly professional, service-oriented surety underwriting management company, providing a full spectrum of bonds for contract, environmental, and commercial surety accounts through multiple distribution...Full timeContract workTraineeshipBerkley Surety
Irvine, CA3 days ago- ...remoteReports to: Senior Actuarial ManagerPosition Overview:We are seeking a detail-oriented and experienced Property & Casualty Underwriter to evaluate, underwrite, and manage commercial auto accounts. This role focuses on risk assessment, pricing, and portfolio management...Full timeWork at officeMonday to Friday
DB INSURANCE CO., LTD. (U.S. BRANCH)
Anaheim, CA1 day ago $50k - $60k
...Underwriter IAnaheim, CA, USA50,000-60,000 per yearFull TimeUnlock your potential with Quantum ePay®. We're a growing fintech company focused on delivering innovative payment processing solutions and merchant technology that helps businesses lower costs, earn more, and...Work at officeQuantum Electronic Payments
Anaheim, CA4 days ago$121.87k - $150.55k
Job Title:Vice President, Commercial Underwriter- CommercialLocation:San Francisco - MontgomeryWhat you'll do:As a Vice President, Commercial Underwriter - Commercial you'll be responsible for underwriting complex loan requests and renewals for working capital lines of...Full time- ...relationships that drive results. This is a hybrid role where you’ll spend approximately 75% of your time marketing and selling, and 25% underwriting. You’ll be the driving force behind revenue growth—connecting Retail Agents with national markets and delivering exceptional...Full timeLive outWork at officeLocal areaFlexible hours
- ...Job ID#: 37768 Job Title: Commercial Underwriter Department: GSE Underwriting Department Overview: Our GSE Underwriting Department is at the forefront of pre-screening and underwriting all Fannie Mae and Freddie Mac loans. As a Commercial Underwriter, you will...Full timeLocal areaRemote workMonday to Friday
Professional Alternatives
Irvine, CAmore than 2 months ago - ...Job Description Job Description Job Overview: As a Mortgage Underwriter, you will play a critical role in our mortgage lending team, responsible for evaluating and underwriting mortgage loan applications to ensure adherence to company policies, regulatory guidelines...Work at office
Triad Financial Services Inc
Anaheim, CA4 days ago - ...Job Description Job Description We are seeking a Conventional Underwriter to join a well established Mortgage/Financial services company. This is a 100% remote position. The ideal candidate will have 5+ years of experience, D.E./CHUMS ceritifcation and conventional...Remote workRelocation package
Boutique Recruiting
Irvine, CA14 days ago - ...Senior Credit Underwriter - Custom Lending - Global Wealth & Investment Management Saint Louis, Missouri;Chicago, Illinois; Newport Beach, California; Westlake Village, California To proceed with your application, you must be at least 18 years of age. Acknowledge...Work at officeShift workDay shift
Bank of America
Newport Beach, CA1 day ago $36.06 - $43.27 per hour
RTL/DSCR Underwriter Center Street Lending is one of the largest lenders for residential transition (fix/flip) and ground up loans for residential investors. Since its founding in 2010, Center Street has originated over $6.5 billion of fix/flip, ground-up, bridge and multi...Hourly payFull timeContract work- ...Underwriter Job Duties: Analyze financial data related to loan requests. Evaluate loan documents are to insure accuracy and completeness. Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors...
- ...and has been awarded the OC Register’s top workplace multiple years in a row. About the Role We are seeking an experienced Non-QM Underwriter to join our growing team. This individual will be responsible for analyzing, evaluating, and underwriting mortgage loan...Full timeFlexible hours
$85k - $100k
...Commercial Surety Underwriter IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in Anaheim, California. For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue location. This position...Contract workWork at officeRemote workHome office
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Underwriter. Be the first to apply!
