Senior Lead Digital Product Manager- Credit Services

About this role:Wells Fargo is seeking a Senior Lead Digital Product Manager to lead a critical product area within the Credit Services product line. This role will own one of the foundational product domains enabling real-time credit decisioning, including decisioning orchestration, data enablement, etc. This leader will be accountable for shaping product strategy, driving end-to-end delivery of complex initiatives, and ensuring technology capabilities are effectively aligned to product outcomes. The role requires strong executive presence, deep partnership with technology, and the ability to operate effectively within a highly regulated, enterprise environment.In this role, you will:Act as a trusted advisor to senior leadership, shaping product strategies, roadmaps, and priorities for highly complex digital capabilities supporting credit eligibility and decisioningOwn end-to-end delivery of critical product features and initiatives, from discovery through delivery and operational readinessLead the strategy and resolution of complex business and technical challenges that span multiple systems, teams, and stakeholder groupsTranslate business objectives into clear, actionable product requirements that optimize technology delivery and long-term platform scalabilityPartner closely with technology leaders to align product and engineering capabilities, balancing speed to market, resilience, and controlDrive structured discovery, refinement, and prioritization of product initiatives to maintain a clearly sequenced and outcome-driven book of workCoordinate and influence across business, technology, data, and external partners to deliver against agreed product objectivesProvide clear product vision, direction, and accountability within the assigned product area, ensuring alignment to broader portfolio and enterprise goalsCommunicate product strategy, progress, trade-offs, and risks with clarity and confidence to senior executives and governance forumsServe as a subject matter expert in modern digital product practices and real-time decisioning environments, with sufficient technical fluency to partner effectively on APIs, data movement, and orchestration solutionsFoster a strong agile discipline that inspires teams to continuously improve delivery evidenced through key agility metrics Build frameworks for complex decision making that enable effective debate and accelerate getting to the right answer Required Qualifications:7+ years of digital product management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Experience leading enterprise credit, decisioning, data, or risk platformsDemonstrated success owning end‑to‑end product delivery for complex technology‑centric capabilitiesStrong product partnership experience with engineering, architecture, and data teamsProven ability to align business objectives to technology roadmaps, prioritizing work to optimize delivery outcomes across multiple teamsFinancial services experience, with an understanding of governance, control, and risk considerations in product deliveryTrack record of driving structured discovery and refinement to translate business problems into clear, executable product initiativesDemonstrated ability to manage large, multi‑stakeholder books of work, balancing short‑term delivery commitments with long‑term product strategyExceptional executive communication skills, including experience creating and delivering concise, strategy‑level product updates to senior leadership and governance forumsAbility to influence outcomes, building alignment across business, technology, data, and external partnersAbility to synthesize multi-dimensional, complex, and interrelated concepts into clear, consumable, implications, actions, and decisions Demonstrated track record of effective influencing and collaboration at all levels Exceptional problem solving abilities Exceptional ability to translate complex business and operational concepts so they are clearly understood in support of sound decisions to meet business objectives Excellent written and oral communication skills with ability to clearly communicate resultsCandidate will be expected to work onsite at one of the stated locations listed in the job posting on a hybrid schedule.VISA Sponsorship will not be supported by this role.Posting End Date: 16 Aug 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: CHARLOTTE, NC; WILMINGTON, DEType: