Sr. Interchange Strategy Analyst, Payments

Sr. Interchange Strategy Analyst, Payments

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Tyler continues to advance its strategic focus on growing transactionbased revenue, and we are looking for a strategic, detailoriented analyst to help in accelerating that momentum. As our Sr. Interchange Strategy Analyst, you will partner with VPlevel leaders and crossfunctional teams to recommend and drive initiatives that optimize interchange rates, reduce downgrades, and improve cost-efficiency across Tyler's portfolio. In this newly created role, you will take the lead in analyzing the financial and operational performance across Tyler's diverse public-sector payment types. You will research processor data files, merchant statements, pricing scenarios, and industry rules to uncover opportunities that enhance Tyler's revenue, reduce Tyler's costs, and improve overall portfolio profitability. This is a high-impact role for a selfstarter who wants to directly influence Tyler's payment growth trajectory by shaping interchange costs strategy and establishing longterm best practices.

As a part of Tyler's corporate staff, you will make an impact on outcomes that affect various areas of the company. Your work will ultimately support our team members, clients, stakeholders, and the public sector.

Location

Yarmouth, Maine | Troy, Michigan | Plano, Texas | Overland Park, Kansas

Responsibilities
Interchange & Fee Optimization

• Analyze processor files and transaction data to evaluate effective rates, fee optimization opportunities, and margin outcomes.
• Provide targeted recommendations to optimize interchange costs across Tyler's portfolio.
• Monitor downgrade trends and manage qualification factors (Level II, Level III, CEDP). Provide impact assessments and implementation guidance.
• Assess publicsector MCC usage across Tyler's market segments and transaction channels.
• Serve as a subjectmatter expert on interchange structures, pricing models, card brand fees, and network rules.

Portfolio Performance & Financial Modeling

• Analyze financial and operational performance across Tyler's publicsector payment types.
• Provide benchmark guidance by market segment and payment type.
• Anticipate, evaluate, and model the impact of cardbrand rule changes on portfolio performance.
• Model revenue and expense impacts for proposed initiatives.
• Monitor processor revenue streams to identify margin erosion, underpayment, and missed optimization opportunities.

CrossFunctional Strategy & Implementation

• Partner with VPlevel leaders and crossfunctional Product, Engineering, Finance, and Merchant Services teams to: (1) implement interchange optimization strategies, (2) develop pricing models and cost analyses, and (3) support new merchant onboarding best practices
  Interpret processor contracts and Schedule A terms in detail.
• Reporting, Dashboards & Insights
• Produce monthly interchange reporting packages for leadership.
  Develop dashboards and command centers to track interchange trends, profitability, and cost drivers.

Qualifications

• Bachelor's degree in Business, Finance, Statistics, or equivalent experience.
• 3-5+ years of experience in credit card processing, payment analytics, acquiring industry - or demonstrated success in an adjacent field
• Understanding of interchange structures, interchange discount qualification logic, network rules, cardbrand fees, and acquiring economics.
• Independent, selfmotivated, curious, and entrepreneurial mindset.
• Demonstrated experience with processor/IFDA analysis and creating actionable financial recommendations.
• Familiarity with major processors such as Fiserv, Global Payments, and Chase.
• Advanced Excel skills and experience with Power BI or similar tools.
• Fintech experience preferred. Experience working with government merchants, utilities, tax payments, or public-sector entities is a plus.

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State-Specific Salary Range Disclosure Requirements

Salary will generally fall between $83,524 - $120,000 before adjustment for geographic differences. Recruiter can confirm if position is incentive eligible.

Great Place to Work & Grow Your Career

Come join us as we transform the public sector! Our mission, vision, and values guide everything we do. We're also frequently recognized as a great workplace locally and nationally. See our many awards and accolades.

Taking Care of You & Your Family

Your health and well-being are important to us. That's why we invest in our team members by offering competitive benefits to support their health and financial wellness. Learn more about how we care for our people.

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Requisition Number:2026-8602

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Tyler Technologies is proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to race, creed, gender, marital status, sexual orientation, citizenship status, color, religion, national origin, age, disability, protected veteran status, or any other status protected under local, state, or federal laws. If you require reasonable accommodation for any part of the application or hiring process due to a disability, please submit your request by emailing View email address on click.appcast.io or by calling View phone number on click.appcast.io. Please keep in mind these methods are reserved for individuals who require accommodation due to a disability.