Collections Specialist

Junior Collections Specialist Internal Recovery

Location: Doral, Miami, FL (On-site)

Job Type: Full-Time | Multiple Openings

Compensation: $22.00 per hour + Performance Incentives (SPIFFs)

Department: Internal Recovery

Experience Level: Entry-Level to Junior-Level

Job Summary

We are seeking motivated, energetic, and customer-focused Junior Collections Specialists to join a growing Internal Recovery Department in Doral, Miami.

This is an excellent opportunity for individuals with experience in call centers, customer service, collections, or phone-based sales who are looking to develop their careers in a fast-paced financial services environment.

The ideal candidate is a confident communicator with excellent telephone etiquette, strong negotiation abilities, and the capacity to multitask while maintaining a professional and positive attitude.

Candidates with previous call center experience are strongly encouraged to apply, even if they do not have direct collections experience.

Key Responsibilities

• Make outbound calls and handle inbound communications regarding outstanding accounts and payment arrangements.
• Communicate professionally with customers to discuss account balances, payment obligations, and available resolution options.
• Negotiate payment arrangements and work toward successful account recovery.
• Maintain a customer-service-oriented approach while handling sensitive financial conversations.
• Document customer interactions, payment commitments, and account updates accurately in internal systems.
• Manage multiple accounts and prioritize daily collection activities to meet departmental goals.
• Follow up with customers regarding payment commitments and outstanding balances.
• Collaborate with team members and supervisors to improve collection performance and recovery results.
• Meet or exceed individual and team productivity, quality, and recovery targets.
• Ensure compliance with applicable collection regulations, company policies, and professional standards.

Qualifications & Requirements

• Previous experience in a call center, customer service, collections, or telephone-based sales environment preferred.
• Excellent verbal communication, active listening, and interpersonal skills.
• Strong negotiation, persuasion, and problem-solving abilities.
• Comfortable handling a high volume of inbound and outbound telephone calls.
• Ability to multitask, manage competing priorities, and maintain accurate records.
• Strong organizational skills and attention to detail.
• Basic computer proficiency and ability to navigate multiple systems simultaneously.
• Professional, dependable, and results-oriented attitude.
• Ability to remain calm and courteous during challenging customer interactions.
• High school diploma or equivalent preferred.

Ideal Candidate Profile

We are particularly interested in candidates with backgrounds in:

• Call Centers: High-volume inbound or outbound calling environments.
• Customer Service: Telecommunications, banking, insurance, retail financial services, or customer support.
• Collections & Recovery: Consumer collections, account recovery, payment processing, or billing support.
• Inside Sales: Phone-based sales professionals with strong communication and negotiation skills.
• Financial Services: Customer-facing experience involving payments, account management, or financial products.

Direct collections experience is a plus but is not required for candidates who demonstrate strong communication, negotiation, and customer service skills.

Compensation & Career Opportunities

• Competitive Hourly Pay: $22.00 per hour, based on experience.
• Performance Incentives: Opportunity to earn additional SPIFFs based on performance.
• Career Development: Opportunity to develop valuable skills in collections, financial services, negotiation, and account management.
• Team Environment: Work alongside a collaborative and performance-driven Internal Recovery team.
• Growth Potential: Opportunity for professional development within an expanding organization.

Why Join Us?

This position offers an excellent opportunity to transition from customer service, call center operations, or inside sales into a rewarding career in financial services and account recovery.

We are looking for individuals who enjoy speaking with people, solving problems, negotiating solutions, and achieving measurable results.

If you are motivated, dependable, comfortable working on the phone, and eager to grow professionally, we encourage you to apply!