Treasury Specialist - FX & Payment Operations

Role Description

We are seeking a sharp, experienced Treasury Specialist to join our global team. In this role, you will help ensure the accuracy, reliability, and efficiency of our end-to-end treasury, payments, and FX flows.

• Oversee daily treasury operations, execute FX trades, manage liquidity, monitor transactions, resolve payment issues, manage reconciliations.
• Collaborate with product, engineering, compliance, and customer-facing teams to deliver an exceptional OTC desk and payments experience.
• This role is ideal for someone who enjoys working at the intersection of treasury operations, FX, and technology, thrives in a fast-paced environment, and is excited to reinvent how treasury and FX trading work today.

Qualifications

• 3–5 years in payment operations, FX sales, FX brokerage, banking operations, or treasury management—ideally within a high-growth fintech, bank, or payments business.
• Strong understanding of payments infrastructure (SWIFT, SEPA, ACH, card schemes, PSPs, virtual accounts) and FX settlement mechanics.
• Hands-on experience executing FX transactions across G10, stablecoins, and Sub-Saharan African markets; comfortable reading market data, managing open positions, working with liquidity providers, and supporting FX sales.
• Familiarity with stablecoin mechanics (USDC, USDT, etc.) and on-chain payment flows is a strong advantage.
• Advanced Excel / Google Sheets; experience with TMS or payment operations platforms; comfort with data and reconciliation tooling; strong user of AI tools.
• Excellent analytical skills, high attention to detail, strong cross-functional communication, ability to manage multiple priorities in a fast-paced environment, and strong relationship management.

Requirements

• Oversee and execute daily payment operations across multiple rails (SWIFT, SEPA, ACH, PIX, SYGMA, RTGS, SICA, Fedwire, UAEFTS, NIP virtual accounts, on-chain transfers, etc.).
• Monitor payment flows in real time, proactively identifying delays, exceptions, or failed transactions and driving swift resolution.
• Serve as first/second-line support for customers and internal teams on FX and payment-related inquiries, ensuring timely and accurate responses.
• Collaborate with engineering and product teams to automate and optimize internal treasury tools, payment workflows, and operational controls.
• Identify and escalate systemic payment issues, partnering with technical teams to implement permanent fixes.
• Execute FX spot, forward, and swap trades on behalf of Nilos and its clients across multiple currency pairs and emerging-market corridors.
• Monitor currency markets, macroeconomic developments, liquidity conditions, and stablecoin dynamics to inform trading decisions.
• Provide daily competitive FX pricing and market color to clients and the internal sales team.
• Manage the FX trade lifecycle from execution through settlement, ensuring accurate booking, confirmation, and reconciliation.
• Support FX sales by building and maintaining relationships with clients, liquidity providers, and banking partners to ensure best execution and competitive spreads.
• Forecast liquidity requirements across fiat and digital asset balances to support ongoing and upcoming payment flows.
• Monitor and optimize cash and stablecoin positions across accounts, entities, and currencies in real time.
• Manage prefunding and rebalancing of liquidity pools to minimize idle balances and funding gaps.
• Coordinate drawdowns, repayments, and utilization of credit lines and banking facilities across providers.
• Support daily reconciliation of banking provider positions, liquidity accounts, and on-chain wallet balances.
• Investigate and resolve FX, payment, and reconciliation discrepancies accurately and within agreed SLAs.
• Prepare and distribute daily, weekly, and monthly treasury reports covering cash positions, FX P&L, payment volumes, and exceptions.
• Support month-end close with accurate treasury and intercompany accounting entries.
• Adhere to and actively support KYB/KYC policies, AML monitoring, and applicable regulatory requirements across jurisdictions.
• Maintain robust operational controls and audit trails for all treasury and payment activities.
• Support internal and external audits by providing documentation, evidence, and reconciliations as required.

Benefits

• The opportunity to reshape treasury and FX operations using best-in-class tools.
• Direct exposure to the inner workings of a fast-growing fintech reinventing cross-border payments.
• A front-row seat to global treasury flows and unique opportunities across emerging markets.
• A competitive and unique compensation package, including a performance-based bonus scheme.
• Flexible, remote-friendly working arrangements with a global team.
• Professional development support and the chance to grow with the company as it scales.