US Premium Finance Loan Activation Specialist

Loan Activation Specialist

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

The Loan Activation Specialist will gather all loan documentation needed to ensure the loan package has met the established underwriting guidelines. To mitigate risk, the Loan Activation Specialist will communicate with internal staff, brokers, and insurance companies and carefully review all documents received. Additionally, the Loan Activation Specialist will review all documentation obtained to ensure that it corresponds directly with the industry specific software in which the quote was generated. Will protect the company's collateral by reviewing, verifying and processing premium finance agreements for funding, consistent with corporate policy and procedures. Other duties as assigned.

Essential Functions, Duties, and Responsibilities:

• Analyzes incoming loan documentation to ensure satisfaction of company underwriting guidelines.
• Obtains and/or provides any missing information to complete required file documentation
• Meets processing time frames (within 48 hours of receiving signed PFA)
• Works across departmental lines to handle requests from clients and carriers for policy changes and underwriting information.
• Communicates any necessary exceptions/incomplete files to credit department for review.
• Activates loans in FinancePro
• Prepares summary of daily fundings for review by quality control department.
• Maintains open communication with team members and operations managers.
• Attends and participates in all required processing training and meetings.
• Provides a high level of processing support to inexperienced Loan Activation Specialists requiring additional assistance on high volume of complex files.
• Other duties and responsibilities as assigned.

Required Knowledge, Skills and Competencies:

• Excellent communication skills, verbal and written
• Ability to build positive working relationships, interact effectively and proactively with individuals at all levels in the organization.
• Must be a quick learner
• Must have experience working in a fast-paced, deadline-driven environment with the ability to prioritize
• Ability to identify and resolve problems in a timely manner.
• Ability to demonstrate accuracy, thoroughness and quality.
• Strong attention to detail
• Ability to work independently

Industry and Work Experience:

• 2 years of experience in document processing role
• Premium finance and/or commercial P&C experience preferred
• Demonstrated success working in and supporting clients in a fast-paced environment
• Must have demonstrated PC proficiency, including knowledge of Microsoft Excel and Word

Academic:

• College degree required.

Benefits Available to Employees:

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

• Medical, Dental and Vision Insurance
• Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Ameris Bank matches 50% of your first 8% of contributions to the plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups

Banking Advantages for Employees:

• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers' Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks

Disclaimer:

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicantss of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.