Credit Officer/ North America Project Finance

The anticipated salary range for this role is between $178,000.00 and $231,000.00. The specific salary offered will be based on qualifications, experience and market conditions. The role may also be eligible for an annual discretionary incentive award, and SMBC offers a competitive portfolio of benefits. Role Description SMBC is seeking a Credit Officer with strong credit and quantitative skills to analyze the credit risk and various elements of project finance transactions in North America and Latin America. Coverage includes renewable and conventional power, oil and gas, natural resources, data centers and other infrastructure. As part of SMBC’s 2LoD, the Credit Officer’s main responsibility is to review credit applications submitted by the front office (1LoD) and prepare executive summaries for the management of the Credit Department. Responsibilities Analyze various risk elements of project finance transactions in North America and Latin America, and present written executive summaries to the management of the Credit Department. Oversee the maintenance of credit quality and provide feedback to business units to ensure consistent and complete credit applications. Also, provide guidance, as necessary, to business units to ensure compliance with internal standards. Provide feedback to the front office on deal structures to mitigate identified risks. Closely review transaction grading models to ensure accuracy and consistency. Monitor and supervise problem loans including Warning/Special Mention Obligors and present written memorandum/reports to management. Manage compliance with internal policies, workflow procedures, regulations, etc. Other credit related works/projects as assigned. Utilize deep understanding of US Regulatory Classification guidelines to review and approve proposed risk ratings. In-depth knowledge of project finance, in addition to corporate finance and accounting, is required. Critical thinking and ability to analyze a vast and complex amount of information and quickly render credit decisions. Experience in facing the regulators at the SNC, TLR, etc exams and knowledge of regulatory ratings is a plus. Risk sensitivity and ability to steer decisions through discussions with the business units. Qualifications and Skills Minimum of 5–7 years relevant work experience, preferably in the credit department of a major project finance bank. Superior attention to detail, ability to quickly individuate and focus on the key risk factors of highly structured transactions and visually present complex concepts with graphs, tables and flow charts. Flexibility to work under tight deadlines and in a multitasking environment. SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during the interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in‑office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at View email address on click.appcast.io. #J-18808-Ljbffr SMBC Group