Mortgage Closer

Job Description Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The Mortgage Closer is responsible for reviewing loan packages, scheduling loan closings, and preparation of loan closing documents prior to loan funding. Essential Duties and Responsibilities Manages pipeline of loans to ensure service standards and financial goals are met. Reviews files for accuracy, updates information on LOS as needed, and clears closing conditions. Prepares initial closing disclosure along with closing package. Ensures loans are in accordance with federal and state regulations such as, but not limited to, RESPA, HMDA, and Fair Lending Practices. Prepares, balances, and emails final closing disclosure to title company. Communicates with title company on final documents and ensures docs are delivered in a timely manner for scheduled loan closing. Balances final figures with title and orders wire from wire desk. Effectively communicates with team members as well as outside entities to facilitate a prompt, efficient closing of each loan. Reads and resolves any loan compliance issues during closing/funding process. Responds to and resolves any post-closing/audit findings. Performs other duties as assigned. Position Requirements Education High school diploma or equivalent required Experience Three years loan closing/funding experience in residential mortgage Functional/Technical Skills Working knowledge of RESPA disclosures, FHA, VA, FNMA, and FHLMC guidelines along with title commitments, hazard and flood insurance policies Effective written and verbal communication skills Demonstrates a commitment to quality customer service Strong attention to detail Well organized with the ability to multi-task Demonstrates strong time management skills with the ability to meet deadlines Works well with others Proficient in all compliance-related regulations including RESPA Strong mathematical skills Strong PC skills (MS Office products) and experience with mortgage origination systems Working knowledge of Encompass preferred #J-18808-Ljbffr Planet Home Lending, LLC