Funding Specialist

Funding Specialist Department: Credit Operations (US) Employment Type: Permanent Location: Atlanta Reporting To: Hunter Encapera Compensation: $50,000 / year Description As a Funding Specialist , you will play a critical role in ensuring a smooth and efficient funding process for our merchants. Working closely with Sales and Operations teams, you will review merchant applications, verify supporting documentation, and coordinate funding activities from approval through to disbursement. Your attention to detail and ability to manage multiple priorities will help deliver an exceptional customer experience while supporting business growth. Key Responsibilities Develop a strong understanding of the company’s products, financing solutions, funding processes, and partner ecosystem to effectively support merchant funding. Review approved funding applications and verify all required documentation to ensure accuracy, completeness, and compliance with internal policies. Analyse merchant financial information, including bank statements and supporting documentation, to validate funding requirements. Coordinate with Sales, Underwriting, and Operations teams to resolve outstanding conditions and facilitate timely funding. Monitor funding pipelines and proactively manage a high volume of cases while meeting service level agreements. Communicate with internal stakeholders to provide updates and resolve funding-related enquiries. Ensure all funding activities are completed accurately and in accordance with regulatory and company requirements. Identify process improvement opportunities to enhance operational efficiency and the overall customer experience. Maintain accurate records within CRM and internal funding systems. Skills, Knowledge & Expertise Exceptional attention to detail and accuracy. Proven ability to work effectively under pressure and manage competing priorities. Strong organisational and time management skills. Excellent written and verbal communication skills. Demonstrated problem-solving ability with a proactive approach. A collaborative, team-oriented mindset. Positive attitude, reliability, and a strong work ethic. Proficiency in Microsoft Office Suite, particularly Excel; experience with CRM or financial systems is advantageous. Previous experience in funding, financial services, banking, lending, or operations is preferred but not essential. Experience working in a fast-paced financial services or fintech environment. A customer-first approach with a passion for helping businesses access funding. Confidence working with financial data and documentation. Strong analytical and decision-making skills. Ability to identify risks and elevate issues appropriately. Experience using CRM platforms and funding or loan management systems. A continuous improvement mindset with a focus on operational excellence. Job Benefits Why join YouLend? Award-Winning Workplace: YouLend has been recognized as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award-Winning Fintech: YouLend has been recognized as a “Top 250 Fintech Worldwide” company by CNBC. It’s just getting fun: We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace. But the global opportunity is still massive, and YouLend is a raw organization where we are only just getting started. Lots of upsides: High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business). Well-capitalized with supportive private equity backing. Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets. Motivating work environment: A high-quality team that pushes each other to succeed through direct feedback and aligned incentives. Strong and transparent team culture, we have each other’s backs. Independent work environment where results matter. Data-driven culture and emphasis on speed (anti-red tape). We offer comprehensive benefits package that includes: Health Care Coverage. YouLend covers 80%; employee contribution is 20% of the premium. Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare. Dental plan coverage Vision plan coverage Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family Retirement - 401K match. Employee match $1 for $1 up to 5% of salary. Basic Life & AD&D Insurance. International travel insurance covered if traveling abroad for work purposes. Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays Paid Office Parking #J-18808-Ljbffr YouLend