Senior Small Business Credit Analyst

Responsibilities Manage the processing of all small business credit applications for the purpose of delivering superior service to dealers and customers Manage and allocate risk by employing sound credit and risk management strategies to maximize profitability to DTFS and brand partners Analyze, investigate, and decide small business credit applications up to established credit limits of authority, including handling of analyst exceptions to standard terms and advance Manage and resolve problems related to small business transactions of all segments Rate concessions and service impediments in all regions Build positive working relationships and deliver superior levels of service to DTFS dealers in assigned regions Travel to assigned dealerships to review business performance in conjunction with the District Finance Manager Provide support to analysts on difficult decisions and mentor by serving as a lead team member for credit buyers in assigned regions Review performance of credit buyers in assigned region relative to customer service levels, quality of underwriting, and compliance with policies & procedures Conduct internal audits to ensure compliance with DTFS credit policies and procedures Provide ongoing feedback on credit buyer job performance and contribute to performance reviews Requirements BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree Combined 1 year experience in Credit Underwriting and 2 years in any of the following areas: Truck Discounting, Truck Remarketing, Fleet Services, Collections or Client Services (in a Financial Services Industry) Exceptional Candidates Might Have: 2 years of commercial credit underwriting experience 2 years of credit experience in a collateral-based environment Background in commercial credit Experience with coaching and mentoring junior level employees Hands‑on experience conducting inter‑team audits Core Competencies Demonstrates expertise in credit underwriting and risk management, with a strong focus on compliance and performance evaluation. Proven ability to mentor and lead teams while delivering exceptional service to clients and stakeholders. #J-18808-Ljbffr Jobtailor