Senior Pricing Analyst

Key Responsibilities

Product Development & Ownership

• Build and own a standard product catalog that every new dealer group launches from, replacing one-off copies of prior builds.
• Own a price-increase program end to end: loss studies, staged rate structures, approval package, and follow-through until approved rates are loaded and verified.
• Take new coverages (including commercial and maintenance products) from concept to carrier approval to market.
• Benchmark rates and contract form language (coverage grants, exclusions, limits of liability) against factory programs and national administrators.

Pricing & Loss Analytics

• Build the loss studies behind price, reserve and eligibility changes: earned loss ratio, frequency vs. severity, cost per contract per year, cancel behavior and average term, cut by product, tier, class, mileage band and vintage.
• Bring the rate-currency backlog current on a dated plan, oldest and worst first.
• Carry rate actions on known loss-ratio problems to stated targets, staging relief where the loss data sits rather than spreading it evenly.

Client & Program Reviews

• Build and present quarterly claims and loss reviews and annual program reviews for assigned client programs, on cadence.
• Present pricing changes and program recommendations to internal leadership and client executives as the person who built the numbers.

Program & Cross-Functional Leadership

• Serve as launch owner for new programs: product suite design, rate development, dates, training and go-live readiness.
• Run multi-party workstreams to a date across regulatory, platform configuration, data and external partners (underwriters, carriers, obligors, subadministrators).
• Deliver launch product and pricing content on schedule, with cost and configuration implications spelled out.
• Raise the analyst bench informally: review work, share method, and document reasoning so it can be repeated.

Required Qualifications

• 5–8 years in F&I product administration, vehicle service contracts, warranty or insurance pricing and product analytics. Dealer group, administrator, TPA, obligor and agency backgrounds all count.
• Prior experience leading a team, function or program of record.
• Working command of VSC and ancillary economics: reserves, admin fees, packs and markups, earning methods and curves, class guides, term and mileage banding, deductibles, surcharges, cancel behavior and earned loss ratio.
• Has personally owned a product or pricing outcome end to end: built the analysis, made the recommendation, carried it through approval, and answered for the result.
• Advanced Excel (large multi-sheet rate workbooks), strong SQL against a production warehouse, and BI experience (Sigma and/or Tableau).
• Polished, executive- and client-ready deliverables in PowerPoint and Word, presented credibly to senior audiences.
• Bachelor's in finance, economics, mathematics, statistics, actuarial science, analytics or business, or equivalent experience.