Licensed Loan Officer

Job Description

Job Description

Job Title: Licensed Mortgage Loan Officer Pay: $35,152.00 base salary per year (Plus uncapped commission structure; expected total first-year compensation of $120,000.00 - $180,000.00) Job Type: Full-time Work Location: Irvine, CA 92618 Company Overview At Network Capital, we’re more than just a mortgage company—we are a Fintech direct mortgage lender built for high-performance sales professionals and a leader in the mortgage industry for more than 20 years. We don't just hire loan officers; we invest in top-tier professionals who want to consistently scale their pipelines. We take the time to understand each client’s unique financial story and match them with the right mortgage solution. Our knowledgeable loan officers guide clients every step of the way with transparency, honesty, and a hands-on approach. Building lasting relationships is at the heart of what we do, and we’re proud to make the lending process feel simple, supportive, and stress-free. Job Summary We are looking for a motivated, focused, and energetic Loan Officer to join our growing Producer Group. In this role, you’ll work directly with clients to support high-volume loan origination, processing, and servicing while ensuring compliance with all industry regulations. If you’re customer-focused, highly competitive, and thrive in a fast-paced environment, this is a phenomenal opportunity to scale your book of business while helping clients reach their homeownership goals. Key Responsibilities Manage a high-volume pipeline and assist clients throughout the loan application process, clearly explaining loan options and requirements. Collect, review, and verify financial documentation to ensure accuracy for rapid upfront underwriting and approval. Conduct credit analysis and evaluate borrower qualifications using financial and accounting software. Communicate and review loan terms with clients while maintaining strict compliance with Fair Housing and TILA regulations. Prepare and review contracts, escrow documents, and other mortgage-related paperwork. Work seamlessly with our in-house underwriters, processors, and internal teams to eliminate friction and ensure smooth, fast closings. Stay current on FNMA (Fannie Mae) guidelines, mortgage servicing standards, and banking regulations. Qualifications & Skills Active NMLS License required. Experience in high-volume financial sales, mortgage origination, or loan processing. Strong understanding of loan processing and underwriting procedures. Ability to build immediate rapport, clearly explain complex financial concepts, and build trust with clients. Familiarity with FNMA guidelines, TILA regulations, Fair Housing laws, and mortgage servicing practices. Proficiency in financial and accounting software (Quicken or similar tools preferred) and standard CRM/LOS platforms. Strong attention to detail with solid math and data entry skills (10-key experience a plus). Knowledge of contracts, credit analysis, escrow procedures, and banking operations. A driven professional with an entrepreneurial focus to close at scale. Leads are provided! Benefits, Perks & CultureOur culture promotes integrity, commitment, pride, and a love for what we do, which earned us recognition as one of Fortune Magazine's “Best Places to Work”. Located minutes from the Irvine Spectrum, you will enjoy a high-energy, family-oriented, competitive environment dedicated to top-notch home loan experiences.Retirement: 401(k) plan Compensation: $$37,440.00 base salary per year plus uncapped performance-based commissions. Health & Wellness: Medical, Dental, and Vision Insurance.