Credit Risk Senior Analyst, Assistant Vice President

Credit Risk Senior Analyst, Assistant Vice President Location: City of Taguig, Metro Manila, Philippines Job Type: Hybrid Job Overview We’re currently looking for a high caliber professional to join our team as Assistant Vice President, Credit Risk Senior Analyst - Hybrid (Internal Job Title: Credit RiskSenior Analyst - C12 ) based in Citi Plaza, Taguig City, Philippines. The role focuses on facilitating the lending process, performing annual reviews, supporting underwriting, and monitoring credit risk for commercial banking relationships, ensuring compliance with internal and regulatory frameworks. Benefits Citi provides programs and services for your physical and mental well‑being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country. Expanded Paid Parental Leave Policy to include Citi employees around the world. Resources to manage financial well‑being and plan for the future. Learning and development resources to broaden and deepen your skills and knowledge. Generous paid time off packages and programs to balance work and life. Volunteer opportunities: In 2019, Citi employee volunteers contributed more than 1 million volunteer hours. Responsibilities Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio. Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives. Ensure appropriate regulatory classification and minimize net credit losses for covered portfolio, as well as identify emerging areas of concern that should be escalated. Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre‑screening opportunities; facilitate amendments and extensions; perform annual reviews and other credit requests, including the related diligence. Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio. Develop and maintain an extensive knowledge of the various credit products and services offered to CCB clients. Qualifications Experience in credit underwriting, portfolio and/or risk management with a multinational financial services organization. Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process. Excellent communication (written, verbal, presentation and listening) and organizational skills; ability to complete multiple priorities in a timely manner. Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills; quickly and successfully applies learning to new situations. Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills. Bachelor’s degree; advanced degree(s) and other certifications considered but not required. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review, please contact Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. #J-18808-Ljbffr Citi