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FP&A Manager

Cobalt Recruitment

Job Description

Our client is a VC-backed Series A fintech that is looking to hire an FP&A Manager to support the VP of Finance. The FP&A Manager will build the function, own the model, and help leadership understand how capital and debt move through the business.

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What you will own

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  • Own the company's financial model, rolling forecasts, and long-range planning scenarios, with a high bar for accuracy, cash flow, and liquidity logic.
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  • Lead monthly and quarterly budget vs. actuals, partnering with department heads to understand and manage spend.
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  • Dive into recovery performance, CAC and LTV, payback periods, and margins across creditor partners, and turn them into actionable insights.
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  • Model and monitor the economics of the debt book across its full lifecycle, acquisition and inflows, servicing, warehouse facility lines, and recoveries and outflows, so leadership sees how capital and debt actually move.
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  • Partner on pricing, resource allocation, and contract modeling for new business.
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  • Contribute to board and investor materials, translating numbers into narrative.
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What we are looking for

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  • Bachelor's in Finance, Accounting, Economics, or a related field. MBA or CFA a plus.
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  • 5-plus years across FP&A, investment banking, transaction advisory, consulting, or a high-growth tech finance team.
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  • Exceptional financial modeling. You can build a clean, fully linked three-statement model from a blank sheet, stress the cash flow, and catch the risks before leadership does.
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  • A real working understanding of how debt operates, how it comes in, how it is serviced, and how it flows back out.
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  • Comfort with ambiguity and a build-from-scratch mindset.
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  • Experience with operating expense forecasting, budget ownership, and month-end close in support of strategic decisions.
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  • Advanced Excel and modeling skills. NetSuite and FP&A tools a plus.
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Vacancy posted 4 days ago
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