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Loan Underwriter

JBA International

Principal Duties:


ESSENTIAL FUNCTIONS include the following. Other duties may be assigned.
  • Evaluate borrower credit history to identify potential performance concerns.
  • Analyze renovation budgets and ensure alignment with market comps and borrower exit strategy.
  • Validate borrower experience and track record specific to investment assets.
  • Confirm eligibility against program guidelines and risk thresholds.
  • Collaborate with Sales, Valuations, Construction, and Operations to collect and verify necessary due diligence documentation.
  • Perform underwriting for RTL and fix & flip loans, including assessment of collateral value, scope of work, exit strategy, and local market dynamics.
  • Support deal flow by providing underwriting feedback to Sales for structuring and eligibility discussions.
  • Ensure compliance with Genesis Capital's credit policy, asset-level guidelines, and investor requirements.
  • Participate in pipeline meetings and provide underwriting insight to expedite processing and approvals.
  • Review and validate key title documents such as estoppels, title reports, and indemnities as necessary.
  • Manage a pipeline of borrower and asset underwrites within the Genesis Capital SOP's and service level agreements (SLA's).
  • Input underwriting information and data into the LOS and other systems with a focus on attention to detail.

Education and Experience


To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Bachelor's Degree.
  • Minimum 5+ years in Commercial Real Estate banking or private real estate lending, in the form of underwriting, credit analysis or related experience.
  • Experience in fix & flip or construction lending is required.
  • Knowledge of real estate lending and loan structuring.
  • Familiarity with real estate markets, valuation methodologies, and investor exit strategies.
  • Understanding of borrower financials, credit risk, and KYC/AML compliance.
  • Proficiency in Excel, PowerPoint, and pipeline management tools.
  • Experience with residential construction budgets, cost review, and timeline feasibility a plus.
Vacancy posted 2 days ago
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