Mortgage Loan Officer - BASE PAY PLUS LUCRATIVE COMMISSION PLAN

Mortgage Loan Officer - BASE PAY PLUS LUCRATIVE COMMISSION PLAN

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Job Location
15830 W Capitol Dr, Brookfield, Wisconsin

Tracking Code
6407

Position Type
Full-Time/Regular

North Shore Bank is about helping families thrive, businesses grow and communities flourish. We are dedicated to championing our customers, empowering them to bank their best life, and supporting the community we all share. And it's our employees that make the difference. With offices located throughout eastern Wisconsin and northern Illinois, we offer a work culture that has been recognized as a Top Workplace thirteen times by the Milwaukee Journal Sentinel.

As a mutual company, North Shore Bank isn't publicly-owned, which means when we come to work every morning, our sole focus is on providing high-touch service to our customers and employees, and supporting our local communities. Are you looking for a company that places long-term growth ahead of short-term profits? Where you can put your customers first and think creatively to solve challenges? Where respect, integrity and being true to your word are valued and rewarded? This is the place.

Mortgage Loan Originators are responsible for the origination of residential mortgage real estate loans for purchase, new construction, or refinancing of existing mortgage loans; and, developing prospect calls to generate business referrals.

ESSENTIAL DUTIES AND RESPONSIBILITIES: North Shore Bank's Position Descriptions are intended to describe only the major functions of the job. You may be expected to perform other duties specified by your manager. Everyone is expected to contribute whatever efforts necessary to operate efficiently and effectively to insure the success of the Bank.

Develops residential real estate mortgage business; develops and maintains a call program with builders, brokers, real estate agents, and developers; provides information on lending policies, procedures, and products. This requires work outside of the general branch office in order to make customer visits as well as, hosting bank events in order to prospect for referrals. This position will have a primary office in the Brookfield Capitol branch, and may require travel to Pewaukee, Sussex, or other locations in the area as needed.

Prequalifies prospective applicants by analyzing their financial status, credit history, and employment verification to determine the feasibility of loan approval.

Takes loan applications from potential customers; maintains contact with applicants, brokers and correspondents regarding the current status of the application and gather any additional initial required documentation; explains terms and conditions to loan applicants; analyzes the loan to determine eligibility for a loan as it relates to policies and procedures of the bank.

Informs applicants of the mortgage approval process and any costs associated with it such as appraisals and credit reports. Answers applicants' questions throughout the loan process.

QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE:

High school diploma or general equivalency diploma (GED) required. Four-year college degree in a business related field such as finance, from an accredited college or university, is strongly preferred. Additional course work or work experience in real estate is preferred. Minimum of 3 years sales experience in a related capacity is required.

CERTIFICATES, LICENSES, REGISTRATIONS: This position requires registration through the National Mortgage Licensing System (NMLS) under the terms of the SAFE Act of 2008. Applicants must (1) have an active NMLS ID that is in good standing, and can be transferred to North Shore Bank's registry, or (2) must be willing to register prior to start date. Your employment with North Shore Bank is contingent upon successful registration and annual re-registration thereafter.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand; walk; and stoop or crouch. The employee must frequently lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, depth perception, and ability to adjust focus. This position requires the ability to travel to visit prospects such as realtors, builders, brokers, etc. typically via automobile.

WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally exposed to outside weather conditions.

The noise level in the work environment is usually moderate.