Associate Business Analyst, New College Grad - 2026, Austin

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description As a Business Analyst, supporting Demand Management Function within Visa’s Technology management organization, you will manage a variety of functions including tracking Hardware asset deployments and partnering with technology stakeholders to assist with development, tracking and execution of multi-year technology strategy, budget projection and execution. You will support hardware purchases including maintenance renewals, and new purchases for technology refresh and organic growth. You will develop asset inventory baselines for major technology deals within Visa, writing business justifications, and execution to Visa procurement principles. You will get the chance to work with multiple teams, systems, and tools through a wide variety of data sources. This position will gain an in-depth understanding of the business, strategic direction, organizational structure, and key vendor partnerships. You will help define success for IT financial efficiency and cost clarity programs by creating and tracking key metrics and developing consumption optimization programs. Essential Functions Assist product owners with execution of technology strategy, keeping a view of the operating expense impact of key decisions Run SQL scripts to extract data from multiple data sources and have ability to normalize data based on product owner feedback Identify expense reduction opportunities with product owners and create plans and tracking to ensure execution of cost reduction strategies Review demand for new purchases with product owners, validate that the demand aligns with technology strategy and present analytics to compare Visa’s usage of similar products within the category Manage spend for a technology lane with specific knowledge to adherence to key Visa procurement rules while identifying strategies for purchases that do not meet the rules Identify appropriate data sources to track deployment of assets across Visa and use the information across multiple sources to create infrastructure baseline Lead the team in delivering work products on consumption reports as well as other key initiatives that will help the Technology leadership to make strategic decisions Create and manage the budget for the IT technology lanes working in close partnership with the IT engineering teams and Business analyst team Run sensitivity analysis and create cost models to determine best possible solution for Visa in support of technology purchase decisions Work closely with Technology partners to understand the technical details for hardware purchases and create business justification for purchases Draw actionable insights from raw data using strong quantitative skills and be able to influence stakeholder leadership to make informed decisions GenAI Responsibilities: Leverage Generative AI tools (such as Copilot, Claude, or similar platforms) to enhance data analysis, summarization, and business case development Apply prompt engineering techniques to analyze complex data, documentation, and technical requirements, converting findings into actionable business insights Identify opportunities to apply GenAI across demand management, financial analysis, and reporting workflows to increase efficiency Drive GenAI initiatives with technology teams by leading analysis, shaping solution design, and supporting end-to-end implementation Qualifications Basic Qualifications: • Bachelor's or Master's degree in Information Science, Business Analytics, Finance, Economics, Statistics, Business or related field, graduating May 2025 - August 2026. Preferred Qualifications: • Experience working on large globally and virtually distributed teams, ideally within business analytics • Experience in the following: Dealing with different software licensing methods in the FinTech industry SQL querying to help collect data from disparate sources Creating cost transparency and cost clarity programs for leadership • Analytical skills and experience using analytics tools such as Excel, MS Project, PowerPoint, Visio, etc. • Technical industry experience and quantitative skills & experience taking raw data and drawing actionable insights from it • Understanding of infrastructure products and the core concepts behind "running IT like a business" GenAI Preferred Skills: Familiarity with Generative AI tools (such as Microsoft Copilot, ChatGPT/OpenAI, Google Gemini, or Claude) for business or analytics use cases Basic understanding of AI/ML/GenAI concepts, including large language models, prompting, retrieval-augmented generation, and emerging agent-based workflows. Ability to use AI tools to support data analysis, reporting, documentation, summarization, and workflow efficiency. Ability to review, validate, and refine AI-generated outputs for accuracy, bias, and business relevance. Additional Information: Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. This is a hybrid position: Expectation of days in office will be confirmed by your hiring manager. U.S. Applicants Only The estimated salary range for this position is $77000 to $77000 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law. If you thrive on rapid growth and enjoy working alongside positive, driven teammates, you’ll feel right at home here. Help us to uplift everyone, everywhere. Whether you’re starting your career, pushing your capabilities or are a seasoned professional, learn how we can partner to reimagine the world. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. At Visa, we are driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Our evolving technology keeps us at the heart of the digital economy, connecting people to 80+ million businesses worldwide. Backed by a resilient, proven model, our expanding network fuels growth—for Visa and for your career. Your journey starts here — discover how we hire Ready to take the next step? Learn more about life at Visa, explore our hiring process and get first-hand insights by hearing directly from our recruiters about what to expect. Apply with confidence today! Learn our recruiting process