Insurance Producer

Job Description


Our client is seeking a P&C licensed, dedicated, and proactive Commercial Lines Producer.


Benefits

• Competitive salary: $50-70K + commissions
• Comprehensive benefits package
• Professional development opportunities and training.
• Supportive and inclusive work environment.

Qualifications

• P&C License
• Bachelor's degree in business, Finance, Risk Management, or related field (preferred).
• Relevant industry certifications (e.g., Chartered Property Casualty Underwriter - CPCU, Certified Insurance Counselor - CIC) are a plus.
• Proven track record of successful business development and sales in the insurance industry.
• Proficiency in insurance software and Microsoft Office suite.

Responsibilities

• Identify and target potential clients within the commercial sector.
• Network and establish relationships with business owners, executives, and decision-makers to generate leads and referrals.
• Attend industry events, conferences, and seminars to stay updated on market trends and build connections.
• Conduct thorough assessments of clients' businesses to understand their unique insurance requirements.
• Analyze risks associated with clients' operations, assets, and liabilities.
• Collaborate with underwriters and risk management teams to develop comprehensive insurance proposals.
• Design and present tailored insurance solutions that address clients' specific needs and risk exposures.
• Explain complex insurance concepts in a clear and understandable manner to clients.
• Provide expert advice on coverage options, policy limits, and deductibles.
• Request quotes from insurance carriers based on clients' needs and risk profiles.
• Negotiate terms, conditions, and pricing to secure the most advantageous coverage for clients.
• Compare and analyze multiple insurance options to make informed recommendations.
• Prepare accurate and complete insurance applications, proposals, and contracts.
• Ensure that all client documentation meets regulatory and compliance standards.
• Maintain proper records of client interactions, policies, and endorsements.
• Build and maintain long-term relationships with clients, fostering trust and loyalty.
• Provide ongoing support, address client inquiries, and manage policy changes.
• Conduct regular policy reviews to ensure coverage remains aligned with clients' evolving needs.
• Stay updated on industry trends, emerging risks, and changes in regulations that could impact clients' insurance needs.
• Monitor competitors' offerings and pricing strategies to maintain competitiveness.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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