Senior Credit Risk Analyst
SoFi
Who we are Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next‑generation financial services company and national bank using innovative, mobile‑first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role SoFi Technologies Inc. is seeking a skilled and experienced Senior Staff Credit Risk Analyst to join our dynamic team. As a key contributor, you will play a crucial role in the development and execution of industry best Credit Risk Management. The incumbent will improve comprehensive risk management capabilities for a rapidly growing bank holding company – ensuring robust defensive and offensive analytical capabilities. The contributor will foster regulatory readiness and mature a strong, effective challenge second‑line function across Credit Risk. The Credit Risk Oversight (2LOD) Senior Staff Credit Risk Analyst role is critical to success across SoFi Technologies, Inc., SoFi Bank, NA, and operating subsidiaries. The incumbent will contribute to the second‑line oversight of credit risk across all SoFi’s Small Business lending products. The role will perform advanced analytics to identify gaps and opportunities in the credit risk strategies and policies to ensure effective controls, performance monitoring and maintain an effective challenge environment. What you’ll do Provide analytical support for data‑driven insight generation to effectively challenge the first line Credit through a combination of Small Business loan expertise and high‑quality analytical thought processes. Support 2nd line Small Business Credit Risk by driving robust monitoring and adherence to risk appetite, risk identification, issue management and regulatory reporting. Monitor operational performance, roll rates, delinquent inventory, and credit loss trends; perform diagnostic analyses on all aspects of portfolio management policies to assure strategies are fully optimized and communicate these trends to management. Review KPI/KRIs to monitor credit performance and evaluate the effectiveness of current policies and procedures. What you’ll need Bachelor's degree and 12+ years of related experience or Master's degree and 8+ years of related experience. Industry knowledge, including a sound understanding of relevant regulations. Proactive go‑getter able to work in a fast‑paced environment and proven ability to innovate. High motivation to drive change, eagerness to learn, and ability to work collaboratively in a complex and fluid environment. Demonstrated ability to think critically to identify and solve problems through structured analytical reasoning; excellent verbal, written and presentation/story‑telling skills to bring analysis findings to the forefront and influence change. Proven analytical and data mining skills; excellent command over one or more of SQL, Python, R, SAS. Previous experience creating analytics on Tableau a plus. Working familiarity with automated monitoring tools and incident remediation. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. NewYork applicants: Notice of Employee Rights. SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email View email address on click.appcast.io. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here – please navigate to our Internal Job Board in Greenhouse to apply to our open roles. #J-18808-Ljbffr
- ...Prosper is seeking a Senior Credit Risk Analyst to join the Credit Risk team in advancing our nationwide lending platform. You will develop credit and fraud strategies using data, machine learning, and analytics to optimize decisions across our marketplace. The role emphasizes...Senior
- ...today. About The Role As Félix expands nationwide, we are scaling our Credit Risk function from the ground up to support our new Consumer Lending division. We are looking for a Senior Credit Risk Analyst who lives and breathes data, portfolio mathematics, and lending...SeniorWork at office
- ...creates possibilities, and we need different perspectives to see them all. Bring yours to Block. The Role We're seeking a Senior Credit Risk Analyst to join our Enterprise Risk Management team. This role sits at the intersection of credit risk analytics, data science,...SeniorLocal area
- SoFi Technologies, Inc. is seeking a Senior Staff Credit Risk Analyst to join our dynamic team. The incumbent will contribute to the second-line oversight of credit risk across all SoFi’s Small Business lending products by performing advanced analytics and improving risk...Senior
- Félix is expanding nationwide and building a high-caliber Credit Risk team for its Send Now Pay Later product. We are seeking a Senior Credit Risk Analyst who thrives with data, portfolio mathematics, and lending dynamics to own quantitative frameworks and credit models...Senior
$92.82k - $109.2k
...you excel at—all from Day One.Job DescriptionThe organization's risk management structure is designed to promote effective governance... ...assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational,...Full timeWork experience placementWork at officeLocal areaRemote workFlexible hours3 days per week- ...Upgrade is seeking a data-driven Sr Manager for Card Credit Risk to lead line management strategy, owning CLI/CLD and closure policy end-to-end. You will shape CLI eligibility and impact, track performance by vintage and segment, and partner with product, data science,...
- ...Upgrade is seeking a data-driven Sr Manager for its Card Credit Risk team to lead end-to-end line management strategy, including CLI policy design, sizing, and performance tracking across vintages and segments. You will partner with data science to build risk and utilization...
- ...EXL is seeking a Credit Risk Practice Lead to head onshore consulting and delivery for banking/fintech digital lending initiatives. You... ...development, shaping AI-led solutions for client problems. You will own senior client relationships, mentor onshore teams, and drive high-...
$122k - $140k
...driven team. The successful candidate will join Prosper’s Credit Risk team. The Credit Risk team uses analytics tools to... ...govern automated decisions in Prosper’s online marketplace. A Senior Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical...Local areaRemote workFlexible hours$92.82k - $109.2k
...Job Title Business Risk Professional Job Description The organization's risk management structure is designed to promote effective... ...and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational,...Temporary workWork experience placementWork at officeLocal areaRemote workFlexible hours3 days per week$121.6k - $182.4k
...your career. About The Team The Credit team protects Stripe by managing the end-to-end risk of our largest and most complex... ...partnership success. As a Credit Risk Analyst Commercial Underwriter on the... ...Deliver insights to support senior management decisions, ranging from...Work at officeLocal areaRemote workWork from homeRelocation$122k - $140k
...States, Prosper has a history of innovation and results. The Credit Risk team uses analytics to develop strategies that govern automated decisions in Prosper’s online marketplace. A Senior Credit Risk Analyst will utilize advanced analytical skills to develop verification...Local areaFlexible hours- Jobtailor seeks an experienced credit risk professional to assess advertiser and agency creditworthiness using financial data, payment history, and risk tools. You will set credit limits and terms, review holds, and partner with Collections to resolve delinquencies in a...
- Coinbase is hiring a Credit Risk Analyst to join the Counterparty and Credit Risk team within Financial & Operational Risk. The role focuses on owning diligence for institutional counterparties, recommending risk-based limits, and monitoring exposures in a fast-evolving...Remote job
$120k - $135k
Senior Actuarial AnalystDRIVE PROFITABLE GROWTH FOR THE BUSINESSAbout At-BayAt-Bay is the... ...ground up to help businesses tackle cyber risk head on. By combining industry-leading... ...Actuarial Pricing team:As an Senior Actuarial Analyst on the Pricing team, you will be working...Senior- Félix is hiring a Principal Analyst for Loss Mitigation & Forecasting to protect capital, forecast portfolio losses, and optimize recovery from non-performing loans. You will design data models and predictive collections infrastructure, bridging heavy math with aggressive...
- Jobtailor in San Francisco seeks a Commercial Credit Analyst to support end-to-end underwriting and portfolio monitoring. You will collaborate with Portfolio Managers and Underwriters, and independently analyze borrower and guarantor financials to inform credit decisions...
$150k - $185k
Actuary / Senior Actuary, PricingDRIVE PROFITABLE GROWTH FOR THE BUSINESSAbout At-BayAt-Bay... ...up to help businesses tackle cyber risk head on. By combining industry-leading insurance... ...growing team of actuaries and actuarial analysts of diverse backgrounds and report to our...Senior- ...Senior ActuarySan Francisco, California, United States Or refer someone Job Openings Senior ActuaryAbout the job Senior ActuaryRequirements... ...Fellow of the Society of Actuaries)CERA (Chartered Enterprise Risk Analyst)MAAA (Member of the American Academy of Actuaries)ASA (...Senior
$132.6k - $195k
...of consumers, merchants, and drivers.About the RoleThe Global Governance, Risk, and Compliance (GRC) team is looking for a technical, security-focused Third-Party Risk Management (TPRM) Sr. Analyst. If you are comfortable and have experience working in a fast-paced...SeniorHourly payContract workWork at officeLocal areaRemote workFlexible hours$128k - $252.5k
...of change and join us on this transformative journey. Recruiting for this role ends on 09/30/2026. Work you'll do As an Actuarial Senior Consultant on the Insights, Innovation & Operate team, you will be responsible for advising life insurance and annuity clients on actuarial...SeniorLocal areaVisa sponsorship- ...Senior Vendor Risk Analyst Financial Services - Commercial Banking Job Description Senior Vendor Risk Analyst San Francisco Exp 2-5 years Deg Bachelors Relo Bonus Frequent Travel Major Responsibilities: Coordinate with stakeholders...SeniorRemote workFlexible hours
$120k - $135k
A leading insurance technology company in San Francisco is seeking a Senior Actuarial Analyst for its Pricing team. This role involves managing program profitability, enhancing pricing accuracy, and collaborating across various departments. The ideal candidate has passed...Senior$128k - $252.5k
...Deloitte’s Human Capital practice and help organizations navigate complex challenges across the healthcare ecosystem. As an Actuarial Senior Consultant, you will apply actuarial, strategic, and analytical experience to help clients evaluate business issues, improve...SeniorWork at officeLocal areaVisa sponsorship- ...Senior Fintech Risk AnalystLead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC... ...a dynamic, strategic, and analytical Senior Fintech Risk Analyst to join our team and work with our Fintech Banking-as-a-Service...SeniorShift work
- Relation Insurance is seeking a Risk Advisor to drive new insurance account production and sales with a focus on employee benefits. The role requires consultative selling, market research, and maintaining a profitable client book while leveraging our AI tools to engage...Senior
- Baker Tilly Public Sector Internal Audit & Risk Senior Consultant in the San Francisco region offers a dynamic, client‑facing role within a leading advisory firm. You will assess risks, strengthen controls and support governance improvements for government and public sector...SeniorRemote job
$85k - $100k
BDO USA, LLP is seeking a Senior, Risk Advisory Services professional to provide risk consulting to clients in areas such as compliance, internal audit, and fraud investigations. Responsibilities include engaging with clients, performing risk assessments, and supervising...Senior$212k - $318k
...Partner, Senior Health ActuaryWe are seeking a Partner, Senior Health Actuary to join our Actuarial and Financial Group (AFG) in Mercer... ...your well-beingMercer is a business of Marsh, a global leader in risk, reinsurance and capital, people and investments, and management...SeniorMinimum wageWork at officeLocal areaRemote workFlexible hours3 days per week1 day per week
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Senior Credit Risk Analyst. Be the first to apply!
- credit risk analyst San Francisco, CA
- srs distribution San Francisco, CA
- senior operations coordinator San Francisco, CA
- senior associate architect San Francisco, CA
- senior dynamics crm developer San Francisco, CA
- senior application security San Francisco, CA
- senior account director San Francisco, CA
- sr hr business partner San Francisco, CA
- senior supervisor San Francisco, CA
- senior plumbing designer San Francisco, CA

