Loan Processor
$45k - $70kLevo Federal Credit Union
Mortgage Loan Originator Department: Mortgage Services Reports To: Assistant Vice President Mortgage Services FLSA: Exempt Date last updated : 04/01/2024 Summary Responsible for the timely, courteous, and confidential processing, closing, underwriting, and shipping of all types of mortgage loans for members by performing the following duties: Essential Duties and Responsibilities include the following. Other duties may be assigned. Interviews mortgage loan applicants and analyzes the information received to recommend the correct product for the applicant. Submit the mortgage loan application to an automated underwriting system for approval. Document the loan file with accurate information and comply with all underwriting requirements as stated on the automated underwriting decision sheet. Prepares directions for the Loan processor pertaining to the information that will be required to perfect the mortgage loan sale to the secondary market. Communicates to the applicant, real estate agent, etc. the status of the mortgage application. Develops and promotes good public relations within the Real Estate community and with the member base of the Sioux Falls Federal Credit Union, etc. Reviews the completed file to assure that all mortgage processing functions are completed before and after closing for proper documentation and salability of the loan to the secondary market. Perfects the loan documentation for purchases for any loans which are suspended. Keeps updated and current on all mortgage products, procedures, and policies. Makes recommendations of needs for review or changes of policies and procedures relating to the mortgage lending process to the AVP Mortgage Services. Is knowledgeable about all products available at the Credit Union and actively cross sells products to qualified members. Assists the Marketing Department in the promotion and development of mortgage related products. Assists in the collection of payments for all in-house mortgages which the loan officer originates. Supervisory Responsibilities This job has no supervisory responsibilities. Competencies To perform the job successfully, an individual should demonstrate the following competencies :
Credibility - Provides reliable and accurate information, offers fully researched recommendations, instills customer confidence, supports organizational values and policies, takes responsibility for own actions and mistakes.
Job Knowledge/Job Fit - Competent in required job skills and knowledge, exhibits ability to learn and apply new skills, keeps abreast of current developments, requires minimal supervision, Displays understanding of how job relates to others, Uses resources effectively.
Conflict Resolution - Encourages open communications, confronts difficult situations, maintains objectivity, keeps emotions under control, uses negotiation skills to resolve conflicts.
Community Relations - Participates within the community, takes leadership role in external activities, presents favorable image of organization, uses community involvement to increase business.
Achievement Focus - Sets and achieves clear and challenging goals, demonstrates persistence, and overcomes obstacles, Measures self against standard of excellence, Recognizes and acts on opportunities, takes calculated risks to accomplish goals.
Self-Management - Regulates impact of own emotions upon others, remains focused and resilient under stress, accepts criticism, and recovers quickly from setbacks, Projects realistic self-confidence in abilities.
Loan Portfolio Maintenance - Identifies qualified prospects, assesses credit risks, presents credit alternatives, keeps current with rules and regulations, maintains portfolio mix and Achieves loan results.
Sales and Service (INSPIRE SALES and SERVICE) - Displays courtesy and sensitivity, manages difficult/emotional member situations, meets commitments, focuses on & responds promptly to member needs, solicits member feedback to improve service, explains financial concepts clearly, explains product features & benefits, recommends products to members, and overcomes objections. Requirements Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience: Four-year degree in business or a related field or Two-Three years related mortgage lending experience and/or training or an equivalent combination of education and experience. Language Skills: Ability to read, analyze, and interpret financial data, general business information and periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from managers, members, and the general public. Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. Must have well-developed math and problem solving skills. Reasoning Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to research data and make accurate decisions. Computer Skills: To perform this job successfully, an individual should have knowledge of Internet, Spreadsheet, and Word Processing software. Should also have ability to type accurately and operate a 10-key adding machine and knowledge of automated underwriting software. Certificates, Licenses, Registrations Other Skills and Abilities: The employee should have a thorough understanding of all policies, regulations and procedures for regulatory and investor agencies as they pertain to the mortgage lending industry such as but not limited to knowledge pertaining to FHA, VA, Conventional and Rural Development guidelines and regulatory compliance. Other Qualifications: The employee must have a high level of professionalism, good judgement and impartiality. They must display a courteous and helpful attitude toward members and co-workers and demonstrate the ability to develop and maintain positive relationships. They must possess effective verbal and written communications skills and be able to work in a fast-paced, production-oriented environment. Physical Demands and Work Environment: While performing the duties of this Job, the employee is regularly required to sit and talk or hear. The employee is frequently required to use hands to finger, handle, or feel. The employee is occasionally required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus. The noise level in the work environment is usually moderate. The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Salary Description
$45,000-$70,000 Dep. on Exp + Sales Bonuses
Credibility - Provides reliable and accurate information, offers fully researched recommendations, instills customer confidence, supports organizational values and policies, takes responsibility for own actions and mistakes.
Job Knowledge/Job Fit - Competent in required job skills and knowledge, exhibits ability to learn and apply new skills, keeps abreast of current developments, requires minimal supervision, Displays understanding of how job relates to others, Uses resources effectively.
Conflict Resolution - Encourages open communications, confronts difficult situations, maintains objectivity, keeps emotions under control, uses negotiation skills to resolve conflicts.
Community Relations - Participates within the community, takes leadership role in external activities, presents favorable image of organization, uses community involvement to increase business.
Achievement Focus - Sets and achieves clear and challenging goals, demonstrates persistence, and overcomes obstacles, Measures self against standard of excellence, Recognizes and acts on opportunities, takes calculated risks to accomplish goals.
Self-Management - Regulates impact of own emotions upon others, remains focused and resilient under stress, accepts criticism, and recovers quickly from setbacks, Projects realistic self-confidence in abilities.
Loan Portfolio Maintenance - Identifies qualified prospects, assesses credit risks, presents credit alternatives, keeps current with rules and regulations, maintains portfolio mix and Achieves loan results.
Sales and Service (INSPIRE SALES and SERVICE) - Displays courtesy and sensitivity, manages difficult/emotional member situations, meets commitments, focuses on & responds promptly to member needs, solicits member feedback to improve service, explains financial concepts clearly, explains product features & benefits, recommends products to members, and overcomes objections. Requirements Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience: Four-year degree in business or a related field or Two-Three years related mortgage lending experience and/or training or an equivalent combination of education and experience. Language Skills: Ability to read, analyze, and interpret financial data, general business information and periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from managers, members, and the general public. Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. Must have well-developed math and problem solving skills. Reasoning Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to research data and make accurate decisions. Computer Skills: To perform this job successfully, an individual should have knowledge of Internet, Spreadsheet, and Word Processing software. Should also have ability to type accurately and operate a 10-key adding machine and knowledge of automated underwriting software. Certificates, Licenses, Registrations Other Skills and Abilities: The employee should have a thorough understanding of all policies, regulations and procedures for regulatory and investor agencies as they pertain to the mortgage lending industry such as but not limited to knowledge pertaining to FHA, VA, Conventional and Rural Development guidelines and regulatory compliance. Other Qualifications: The employee must have a high level of professionalism, good judgement and impartiality. They must display a courteous and helpful attitude toward members and co-workers and demonstrate the ability to develop and maintain positive relationships. They must possess effective verbal and written communications skills and be able to work in a fast-paced, production-oriented environment. Physical Demands and Work Environment: While performing the duties of this Job, the employee is regularly required to sit and talk or hear. The employee is frequently required to use hands to finger, handle, or feel. The employee is occasionally required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus. The noise level in the work environment is usually moderate. The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Salary Description
$45,000-$70,000 Dep. on Exp + Sales Bonuses
Vacancy posted 2 hours ago
Similar jobs that could be interesting for youBased on the Loan Processor in Moorhead, MN vacancy
$45k - $70k
...Mortgage Loan Originator Department: Mortgage Services Reports To: Assistant Vice President Mortgage Services FLSA: Exempt... ...underwriting decision sheet. Prepares directions for the Loan processor pertaining to the information that will be required to perfect...SuggestedLevo Federal Credit Union
Dilworth, MN2 hours ago- ...customers. Job Summary We are seeking a Credit Officers on the Corporate Credit Underwriting Team working primarily with assigned loans with the Corporate and Commercial Business Development Teams for Farm Credit Services of America, AgCountry Farm Credit Services,...SuggestedTemporary workLocal area
Farm Credit Services of America
Fargo, ND1 day ago - A profitable, well respected grain elevator with a track record of success for farms and repuation for customer service is looking to bring on a well spoken and farm passionate grain origatnator. This person should have a solid background in farming and/or grain and have...Suggested
360 Headhunter
Fargo, ND3 days ago $81.5k - $93.2k
...Tuition reimbursement for higher education Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups:...SuggestedWork experience placementWork at officeWork visaFlexible hoursCoBank
Fargo, ND6 days ago$28 - $33 per hour
...outlets. CORE VALUES: Passion for Excellence :: Success is Never Final :: Do the Right Thing :: One Alerus ABOUT THE ROLE: The SCS Loan Servicing Specialist services assigned defaulted loans, resolving problem loans, making overdraft decisions, and recovering value through...SuggestedHourly payLive inLocal areaFlexible hoursAlerus
Fargo, ND4 days ago$15 - $19 per hour
...At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly...Full timeTraineeshipWork experience placementLocal areaMonday to FridayOneMain Financial
Moorhead, MN18 hours ago- Please note, we are set up to hire employees in these states: Alabama, Florida, Georgia, Missouri, North Carolina, South Carolina, North Dakota, Tennessee, Texas, Virginia, Upstate NY, Finger Lakes/Southern Tier, NY and Rochester & Buffalo, NY areas. This is a remote work...Work at officeRemote workFlexible hoursShift workDay shiftAfternoon shift
ConServe
Fargo, ND1 day ago $82.97k - $94k
Senior Enterprise Commodity Agent Do you have experience managing supplier relationships and executing sourcing strategies that deliver strong business value? Join Marvin as a Senior Enterprise Commodity Agent and execute enterprise-wide commodity strategies that balance...Contract workWork at officeMarvin
Fargo, ND4 days ago- DISPENSING AGENT JOB SUMMARY: Time to love your job again! Turn your passion into a profession with Pure Dakota Health. Pure Dakota Health is a locally owned and operated medical cannabis dispensary. As we expand our footprint throughout the state of North Dakota...Full timeShift workAfternoon shift
Pure Dakota Health
Fargo, ND2 days ago $91.23k - $105k
Enterprise Commodity Agent Principal Do you thrive on building strong supplier partnerships and keeping procurement activities moving forward? Join Marvin as an Enterprise Commodity Agent Principal, where you'll lead strategic sourcing and supplier management initiatives...Work at officeMarvin Lumber and Cedar Company
Fargo, ND4 days ago$85.5k - $95k
Be part of a team that values safety, inclusion, and excellence We are one of the largest U.S. railroads transporting the nation's freight across 28 western states and 3 Canadian provinces. As a member of our team, you will play a role in supporting the movement of...Full timeContract workWork at officeLocal areaRelocationBNSF Railway
Dilworth, MN2 days ago$65k - $90k
...strategies, pricing and identifying target markets. · Update Credit Policy. · Act as a support role for the management of the Problem Loan Resolution process for all loan portfolios. BACKGROUND PROFILE: ~ Bachelor’s Degree in Business, Finance, Economics or related...Flexible hours- Admin Corporate, Fargo, ND, US Butler Machinery is seeking a detail-oriented and customer-focused Credit Administrator to join our team. In this role, you will play a key part in managing customer accounts, supporting collections efforts, and ensuring accurate, timely...Temporary work
Butler Ag
Fargo, ND18 hours ago - ...Loss Mitigation Single Point Of Contact This position acts as the Single Point of Contact (SPOC) for an assigned loan portfolio. This position is responsible for the inbound and outbound calls to assigned portfolio. It requires loan modification document preparation...Flexible hoursWeekend work
Bell Bank
Fargo, ND3 days ago - ...assignments, document recordings, and divorced and deceased notifications. This position verifies MSP fields for serviced first mortgage loans setup in MSP to the closing documentation for accuracy. Primary Duties: Update and maintain position procedures. Daily:...Flexible hours
Bell Bank
Fargo, ND2 days ago - Job Description Job Description The Mainstay Suites hotel is looking for a Full or Part time Front Desk agent. The AM shift is 5a-3p and the evening shift is 3p-11p and the position requires weekend availability. We are looking for a candidate that is outgoing and ...Full timePart timeShift workWeekend workAfternoon shift
MainStay Suites
Fargo, ND27 days ago - Are You Driven & Ambitious? We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our team is comprised of results-oriented individuals that are serious about their development. If you want to work in an environment that...For contractorsWork at office
Renee Forde - State Farm Agent
West Fargo, ND4 days ago $42k - $50k
Benefits: ~401(k) ~401(k) matching ~ Competitive salary ~ Health insurance ~ Opportunity for advancement ~ Paid time off ~ Training & development Position Overview Are you outgoing and customer-focused? Do you enjoy working with...For contractorsWork at officeState Farm
West Fargo, ND4 days ago- ...Escrow Account Specialist This position specializes in servicing of 1-4 Family Mortgage secured loans. This position primarily processes the remittance and tracking of property taxes, as well as cancellation of PMI (private mortgage insurance) and escrow waiver requests...Flexible hours
Bell Bank
Fargo, ND2 days ago $65k
Accounts Payable And Credit Manager Join our Premier Property Management Team. Creating a better living. The Accounts Payable and Credit Manager is responsible for overseeing both the outgoing and incoming financial transactions of the organization, including vendor...Hourly payWork at officeImmediate startHome officeGoldmark Property Management
Fargo, ND2 days ago- Job Description Job Description Benefits: ~ License reimbursement ~401(k) ~ Bonus based on performance ~ Competitive salary ~ Flexible schedule ~ Health insurance ~ Opportunity for advancement ~ Paid time off ~ Training & development ABOUT OUR...Work at officeFlexible hours
Amanda Nelson - State Farm Agent
Moorhead, MN9 days ago $71.4k - $107.11k
...Commercial Banking Officer Responsible for developing, growing, and servicing commercial relationships that include loan and deposit accounts with new and existing businesses. Creates sales opportunities and partners with others to cross sell appropriate business products...CM Company
Moorhead, MN1 day ago$92.82k - $109.2k
...with internal and external legal counsel reviewing and ensuring accuracy of credit agreements • Assists relationship managers in loan structuring to win without undue risk to Bank • Understand and comply with all U.S. Bank Credit Policies and Procedures Basic Qualifications...Temporary workWork experience placementLocal areaU.S. Bank
Fargo, ND2 days ago- Licensed, capable, and still not where you want to be financially? At our agency, we've built a culture around: Real mentorship (not just talk) Personal growth that translates into income Leadership development - not just production And actually helping families...Remote workFlexible hours
- Job Description Job Description About Us: At our State Farm Insurance office, we are committed to providing exceptional insurance and financial services to our community. We prioritize building strong relationships with our clients and ensuring their peace of mind...Hourly payPart timeWork at officeFlexible hours
Sam Maimone - State Farm Agent
Fargo, ND7 days ago $75k - $105k
Job Description Job Description Job Summary If you know your way around land acquisition, negotiations, and the occasional tough conversation with a landowner—this is your lane. As a Right of Way Agent IV, you’ll take the lead on complex projects across transportation...Work at officeWork visaFlexible hours- Location: Remote Position/Work from Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: We’re excited to invite ambitious, friendly go-getters to join our dynamic team as Mortgage Protection Life Insurance ...Full timePart timeRemote workWork from homeFlexible hours
$21 - $25 per hour
Cole Papers is seeking a dependable and detail-oriented Credit & Accounts Receivable Assistant to join our corporate office team in Fargo Starting pay ranges from $21–$25 per hour, based on education and relevant experience. Opportunity for up to 3 performance-based...Hourly payFull timeWork at officeMonday to Friday
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Loan Processor. Be the first to apply!
