Market President

Job Description

Job Description

(Not Remote)

Located in Kalispell, MT

Job Summary: This position is responsible for assisting in the development, coordination and implementation of policy, strategy and programs of the Bank to ensure continued growth and profitability. Each Market President will be assigned some of all of the following duties as determined by Branch location:

Job Responsibilities: To perform this job successfully, an individual must be able to satisfactorily perform each of the essential duties/responsibilities listed below. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential duties/responsibilities of this job.

1. Administer the programs and activities of First Montana Bank. Includes coordination of responsibilities for lending, public relations, purchasing, operations, personnel, legal and regulatory interface, liquidity and funds management and assistance in the development of short and long range plans, budgets and strategies.

1. Ensure the selection, development and motivation of a competent and qualified staff.

1. Actively participate as a member of the Bank Management Committee which meets monthly to evaluate, coordinate and plan the direction and activities of the Bank System.

1. Direct and participate in the development of sound and profitable commercial, agricultural, real estate and installment loan portfolios. The Branch President participates in all decisions on larger loan requests and manages certain credit concentrations himself. Includes coordinating all collection efforts, administration of collateral inspections and loan files.

1. Maintain an effective system of Branch operations, delegating responsibility to subordinates for day-to-day operations. Analysis and modification of procedures, monitoring their effectiveness, and recommendations for policy/procedure changes.

1. Implement sound and effective personnel policies and practices including salary administration. Supervise performance appraisals and salary actions for all employees, subject to approval of the CEO. Monitor personnel effectiveness and attitudes and make appropriate changes to ensure an effective work force.

1. Safeguard the Branch's assets, through development and administration of sound internal controls.

1. Maintain knowledge of all important Bank activities and provide effective communication of pertinent data to the staff through day-to-day direct communication with supervisors and staff.

1. Administer Branch's OREO and other assets.

1. Formulate the selection of target markets within the market which provide maximum opportunities for loan and deposit growth and profitability. Develop and implement strategies to attract and retain business.

1. Participate actively in various community, civic and professional organizations and activities to provide for continual development of the business community and maintenance of the Bank's image within the community.

1. Interview prospective loan customers, assessing feasibility of credit request, analyzing the borrower's financial position and conducting whatever other analysis may be necessary to make a credit decision in accordance with Bank policy.

1. Review contract for deeds for possible purchase by the Bank.

1. Participate in the Market Presidents committee and sales call on monthly basis.

PRINCIPAL ACCOUNTABILITIES

1. Develop and implement overall Branch policies that will result in an effective operation and profitability.

1. Develop and maintain an effective organization through the selection, training and motivation of a staff competent to meet current and on-going commitments and to adequately ensure management continuity.

1. Oversee and review total Branch performance to ensure adherence to Bank and regulatory authority policies and to federal, state and municipal regulations and laws.

1. Contribute to future planning and sound policy formulation by active participation on the Bank's Management Committee.

1. Encourage and maintain role for the Bank and its key staff members in civic affairs to contribute to community development, increased customer relationships and broadening of the Bank's public image.

Qualifications: To perform this job successfully, an individual must meet the minimum qualifications listed below. These qualifications are representative of the knowledge, skill and/or ability required to perform this job.

Education/Experience: to perform this job successfully, an individual must have:

• a Bachelor’s Degree
• a minimum of (3) to (5) years related experience and/or training
• or an equivalent combination of education and experience.

Certificates/Licenses: To perform this job successfully, an individual must:

• have a valid Driver’s License
• have the ability to be bonded

Physical Abilities: To perform this job successfully, an individual must be able to:

• Regularly - grasp, reach, talk, and hear
• Occasionally - sit, stand, walk, lift/pull/push/carry up to 35 pounds, and stoop/crouch
• Clearly see, with or without corrective lenses, and differentiate between colors (no color blindness)

Mental & Other Skills/Abilities: To perform this job successfully, an individual must have the:

• Adaptability : ability to adapt to changes, delays or unexpected events in the work environment; ability to manage competing demands and prioritize tasks; ability to change approach or method to best fit the situation.
• Analytical Ability : ability to maintain focus for extended periods of time; ability to complete research projects with resourcefulness and persistence; ability to synthesize complex or diverse information; ability to use intuition and experience to complement existing data.
• Computer/Technical Ability : working knowledge of:
• Word Processing software
• Spreadsheet software
• Accounting software
• Internet software
• Banking Software
• Dependability : ability to follow instructions, both in written and verbal format; ability to respond to management direction; ability to complete tasks on time or notify the appropriate person with an alternate plan when necessary.
• Interpersonal Skills: ability to maintain satisfactory relationships with others, excellent customer service skills and a good overall understanding of appropriate human relations.
• Judgment: ability to make prudent and timely decisions; ability to exhibit sound and accurate judgment; ability to explain reasoning for decisions.
• Language Ability : : ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations; ability to write reports, business correspondence, and procedure manuals; ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Mathematical Ability: ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume; ability to apply concepts of basic algebra and geometry.
• Motor Coordination : the ability to coordinate eyes, hands, fingers, and feet accurately and handle precise movements.
• Problem Solving Ability : ability to identify and/or prevent problems before they occur; ability to formulate alternative solutions to problems when necessary; ability to transfer learning from past experiences to new experiences of similar nature.
• Quality Management : ability to complete duties, on time and with absolute precision, at least 95% of the time; ability to edit the accuracy and thoroughness of one’s work as well as the work of others; ability to constructively apply feedback to improve performance, ability to generate ideas to improve and promote quality in work
• Reasoning Ability : ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Supervisory Skills: ability to carry out supervisory responsibilities in accordance with the Company’s policies and applicable laws. Applicable supervisory responsibilities include:
• interviewing, hiring, training, and coaching employees
• planning, assigning and directing work
• reviewing performance
• appraising/disciplining employees when necessary
• addressing complaints and questions and resolving problems