Personal Lending Associate

Salary: USD $18.00 - $19.16/hr Join Mariner Finance! At Mariner Finance, our branch teams work directly with customers to understand their financial needs, present lending solutions, manage account relationships, and contribute to the success of the business. This customer-facing, sales-oriented role is for someone motivated, coachable, competitive, and ready to build a career in consumer finance. Are You This Candidate? Goal-oriented, outgoing, resilient, and motivated by success. Comfortable making outbound calls, asking questions, and listening carefully. Capable of uncovering customer needs and presenting customer solutions. Confident engaging warm leads, building rapport, overcoming objections, and closing sales. Ability to effectively handle multiple tasks and deadlines simultaneously. Professional during challenging conversations. Coachable, accountable, and team-oriented. Thrive in a fast-paced environment. Opportunity For You Growth, advancement, promotions, and raises. High quality, company-provided leads, and marketing support. National brand in 28 states and over 500 branches. Base + Incentive: sales driven environment with uncapped bonus. 15 days PTO and 11 public holidays. Qualifications 1+ years of experience in a sales position. Highly motivated individual with an interest in the consumer finance industry. Capable of sustaining or exceeding individual sales goals. Excellent written and verbal communication skills. Ability to leverage and learn new sales platforms and cutting‑edge technologies. Complete functions in a timely manner while maintaining accuracy. High school diploma or equivalent. Must be able to obtain any essential licenses required by the state. Preferred Qualifications 1 year of outbound calling experience. Experience in lending, consumer loans, or collections. Bachelor’s degree. Responsibilities Make outbound calls to develop business, follow up on opportunities, and support account relationships. Support branch growth by meeting or exceeding individual and branch performance goals. Build relationships with current and potential customers through respectful, solution-focused communication. Consult with customers to understand needs and identify appropriate lending options. Process loan applications and gather required credit, income, and financial information. Present loan solutions and available products clearly, confidently, and compliantly. Educate customers on loan terms, payment expectations, account requirements, and available services. Help customers resolve account concerns, make payment arrangements, and stay on track. Positively impact customer service, credit quality, and branch profitability. Process payments, maintain accurate records, support cash drawer responsibilities, and assist with daily operations. Learns Federal, State, and Local Application Consumer laws to ensure compliant actions. Maintains a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required. May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service. Hours of Work Monday, Wednesday, Thursday: 9:00 AM – 5:00 PM Tuesday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 5:30 PM Saturday hours required seasonally and as business needs require. To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced. Benefits For information regarding our benefits, please visit Physical Demands While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Equal Employment Opportunity Statement Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace. #J-18808-Ljbffr