Associate Director, Insurance Product Employer Subsidized & Emerging Solutions
$162.45k - $236.91kOscar Health
Role Description
We're hiring an Associate Director, Insurance Product Employer Subsidized & Emerging Solutions to join our Insurance Product Development team. This role will support the strategy development and scaling of employer subsidized (ICHRA) and adjacent growth-oriented health insurance solutions across Oscar's broader product portfolio.
- Translate enterprise, subsidiary, and market level strategies into actionable product concepts.
- Ensure alignment with core ACA offerings.
- Drive end-to-end product lifecycle execution through launch and performance optimization.
- Report to the Vice President, Insurance Product Innovation and Development.
Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia.
Pay Transparency
- Base pay in California, Connecticut, New Jersey, New York, and Washington: $180,504 - $236,911 per year.
- Base pay in all other locations: $162,453 - $213,220 per year.
- Eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants, and annual performance bonuses.
Responsibilities
- Product Strategy and Growth
- Own the development and evolution of the employer-subsidized product strategy.
- Lead and contribute to business cases associated with new products.
- Identify and assess new growth opportunities across employer-sponsored, individual, and adjacent product spaces.
- Define market-specific right to win strategies, competitive positioning, and expansion priorities.
- Translate enterprise and market-level strategies into relevant product programs and measurable outcomes.
- Product Design and Portfolio Integration
- Partner with peers to translate strategies into scalable, fileable product designs.
- Ensure ICHRA and new solutions align with product architecture and member value propositions.
- Promote consistency and reusability through modular product design.
- Support development of competitive product offerings, informed by market insights.
- Cross-Functional Leadership and Alignment
- Serve as primary connector across key stakeholders.
- Establish measurements, including growth, retention, margin, and market competitiveness.
- Support business case development and oversight of vendor and partner relationships.
- Ensure compliance with all applicable laws and regulations.
- Other duties as assigned.
Qualifications
- Bachelor's degree.
- 8+ years of experience in healthcare, health insurance, commercial product strategy, or commercial insurance product management.
- Experience working within the ACA marketplace.
- Demonstrated experience leading programs.
- Familiarity with insurance product lifecycle management.
- Willingness to travel up to 25% of the time.
Bonus Points
- MBA, MHA, or other advanced degree.
- Experience with ICHRA, employer-sponsored insurance, or non-traditional health insurance products.
- Exposure to regulatory filings and compliance processes.
- Experience developing or scaling new health insurance products or market expansions.
- Familiarity with network strategy, pricing dynamics, and actuarial partnership.
Benefits
- Medical, dental, and vision benefits.
- 11 paid holidays.
- Paid sick time.
- Paid parental leave.
- 401(k) plan participation.
- Life and disability insurance.
- Paid wellness time and reimbursements.
$180.5k - $236.91k
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