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Associate Director, Insurance Product Employer Subsidized & Emerging Solutions

$162.45k - $236.91k
Full-time

Oscar Health

Role Description

We're hiring an Associate Director, Insurance Product Employer Subsidized & Emerging Solutions to join our Insurance Product Development team. This role will support the strategy development and scaling of employer subsidized (ICHRA) and adjacent growth-oriented health insurance solutions across Oscar's broader product portfolio.

  • Translate enterprise, subsidiary, and market level strategies into actionable product concepts.
  • Ensure alignment with core ACA offerings.
  • Drive end-to-end product lifecycle execution through launch and performance optimization.
  • Report to the Vice President, Insurance Product Innovation and Development.

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia.

Pay Transparency

  • Base pay in California, Connecticut, New Jersey, New York, and Washington: $180,504 - $236,911 per year.
  • Base pay in all other locations: $162,453 - $213,220 per year.
  • Eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants, and annual performance bonuses.

Responsibilities

  • Product Strategy and Growth
    • Own the development and evolution of the employer-subsidized product strategy.
    • Lead and contribute to business cases associated with new products.
    • Identify and assess new growth opportunities across employer-sponsored, individual, and adjacent product spaces.
    • Define market-specific right to win strategies, competitive positioning, and expansion priorities.
    • Translate enterprise and market-level strategies into relevant product programs and measurable outcomes.
  • Product Design and Portfolio Integration
    • Partner with peers to translate strategies into scalable, fileable product designs.
    • Ensure ICHRA and new solutions align with product architecture and member value propositions.
    • Promote consistency and reusability through modular product design.
    • Support development of competitive product offerings, informed by market insights.
  • Cross-Functional Leadership and Alignment
    • Serve as primary connector across key stakeholders.
    • Establish measurements, including growth, retention, margin, and market competitiveness.
    • Support business case development and oversight of vendor and partner relationships.
    • Ensure compliance with all applicable laws and regulations.
    • Other duties as assigned.

Qualifications

  • Bachelor's degree.
  • 8+ years of experience in healthcare, health insurance, commercial product strategy, or commercial insurance product management.
  • Experience working within the ACA marketplace.
  • Demonstrated experience leading programs.
  • Familiarity with insurance product lifecycle management.
  • Willingness to travel up to 25% of the time.

Bonus Points

  • MBA, MHA, or other advanced degree.
  • Experience with ICHRA, employer-sponsored insurance, or non-traditional health insurance products.
  • Exposure to regulatory filings and compliance processes.
  • Experience developing or scaling new health insurance products or market expansions.
  • Familiarity with network strategy, pricing dynamics, and actuarial partnership.

Benefits

  • Medical, dental, and vision benefits.
  • 11 paid holidays.
  • Paid sick time.
  • Paid parental leave.
  • 401(k) plan participation.
  • Life and disability insurance.
  • Paid wellness time and reimbursements.
Vacancy posted 7 days ago
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