International Banking Operations Associate - Reconciliation and Payments

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Build Your Career in International Banking

Are you a strong communicator who enjoys solving problems, coordinating across teams, and ensuring financial transactions are completed accurately? Join the

WCIBO Global Trade & Standby Services Reconciliation and Payments team

and help support international banking activity throughout the transaction lifecycle.

In this role, you will work in a fast-paced production environment supporting Global Trade & Standby Services, or GTSS, and Foreign Exchange, or FX, banking products. You will collaborate with onshore and offshore partners, review transaction documentation, reconcile activity, and help ensure payments and trade transactions are completed accurately and in accordance with established policies and procedures.

This is a strong opportunity for someone with international banking experience or foundational knowledge gained through international business, international studies, banking operations, or a related field. The team is prepared to provide role-specific training, but candidates should bring strong communication skills, attention to detail, and an interest in developing within international banking operations.

What You'll Do

• Support the processing of GTSS and FX banking products at various stages of the transaction lifecycle
• Review, execute, and reconcile transactions and related documentation
• Facilitate trade transactions, payments, settlements, investigations, and disbursements
• Coordinate workflow and communicate effectively with onshore and offshore business partners
• Review information for completeness and accuracy against established service levels, policies, procedures, and transaction terms
• Research and help resolve transaction, payment, settlement, or reconciliation issues
• Provide clear written and verbal communication to internal partners and customers
• Ensure the appropriate documentation, information, and capacity are available to complete transactions
• Support a production-focused environment in which accuracy, timeliness, and effective coordination are essential

Products You May Support

Global Trade & Standby Services

• Import and Export Letters of Credit
• Documentary Collections
• Banker's Acceptances
• Standby Letters of Credit

Foreign Exchange

• International Remittances and Payments
• Settlements
• Investigations
• Reconciliation activity

Location: West Side Flats, St. Paul, Minnesota

Basic Qualifications

• High school diploma or equivalent
• At least one year of relevant work experience

Preferred Skills/Experience

• Strong verbal and written communication skills, including reading comprehension and the ability to provide clear written responses
• Foundational knowledge of international banking, trade services, foreign exchange, payments, or related financial products
• Strong problem-solving, research, and client service skills
• Ability to review detailed information for completeness and accuracy
• Ability to coordinate effectively across onshore and offshore teams
• General knowledge of the international products and services offered by the company
• Proficiency navigating multiple systems and software packages, including Microsoft Office applications
• Ability to work effectively in a deadline-driven production environment
• Experience in banking operations, transaction processing, reconciliation, payments, settlements, or financial services

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $24.18 - $32.21

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.