Licensed Life Insurance Advisor - Commission Based

Job Description

Job Description

Are you a credentialed life insurance producer who feels constrained by corporate caps, captive carrier limitations, or opaque lead structures?

We are expanding our network of established financial protection specialists. This 1099 entrepreneurial partnership is tailored for self-starting professionals who want to maximize their earning potential by utilizing a diverse portfolio of over 50 premier insurance carriers alongside a fully automated backend infrastructure.

Core Objectives

• Strategic Client Advisory: Analyze diverse client portfolios to structure and implement high-level wealth preservation and protection strategies.
• Open Architecture Distribution: Dynamically quote, underwrite, and secure coverage utilizing our multi-carrier platform to deliver optimal client solutions.
• Workflow Optimization: Harness our proprietary CRM and marketing automation to efficiently oversee high-density prospect pipelines and contract renewals.
• Organizational Growth (Optional): Develop, scale, and mentor a private sub-agency within our framework to cultivate secondary override revenue streams.

The Advantages of Our Platform

• Top-Tier Contract Levels: Access highly competitive, uncapped commission structures featuring performance-driven escalations.
• Direct Cost Lead Access: Tap into high-conversion prospect streams at direct cost, retaining 100% of your generated commission with zero splits.
• Immediate Equity Ownership: Enjoy total portability with complete ownership of your book of business starting on day one.
• Day-One Vested Renewals: Establish long-term passive wealth via immediate vesting rights on all policy renewals.
• Advanced Digital Ecosystem: Leverage full access to enterprise-grade CRM software, automated nurturing campaigns, and instant multi-carrier quoting engines.
• Comprehensive Carrier Roster: Gain immediate appointments with highly rated providers spanning Term, IUL, Whole Life, and Final Expense products.

The Ideal Candidate Profile

• Credentialed Specialist: Possess a valid, active Life and Health (or Life-only) lines authority in your home state.
• Demonstrated Performance: Hold a documented background of stable production and a sophisticated grasp of the advanced sales cycle.
• Autonomous Operator: Exhibit the self-discipline required to thrive in a remote setting while appreciating a high-caliber peer mastermind community.
• Digitally Proficient: Adept at managing virtual communication platforms and modern client management software.

Onboarding Requirements

• Valid resident state Life Insurance license.
• Active Errors and Omissions (E&O) coverage.
• Unrestricted authorization to contract within the United States.
• Functional remote office environment equipped with stable, high-speed connectivity.

Financial Structure & Remuneration

• Classification: 1099 Independent Broker (complete operational autonomy).
• Front-End Revenue: Highly competitive advance commission schedules.
• Residual Streams: Monthly recurring renewal income supplemented by production milestones.
• Leadership Incentives: Management overrides for advisors focused on agency building and talent acquisition.

PandoLogic. Keywords: Insurance Consultant, Location: Des Moines, IA - 50320 , PL: 603557040