Risk Manager

Job Description

Job Description

Position: Risk Manager

Reports To: Chief Risk Officer

Employment Status: Full-Time, Exempt

Office Location: Miami, FL (Onsite)

Job Summary

The Risk Manager will play a key role in supporting the Bank's enterprise-wide risk management framework across multiple risk dimensions, with particular emphasis on risk governance, operational risk management and cyber risk. The successful candidate is a highly detail-oriented and intellectually curious individual who thrives in a dynamic environment and demonstrates strong analytical and critical thinking skills. Such skills would allow the individual to work across various risk dimensions. This role partners across business lines and control functions to ensure risks are identified, measured, monitored, and reported in alignment with regulatory expectations and the Bank's risk appetite. The position plays a key role in strengthening risk culture, governance discipline, and control effectiveness within a small bank environment.

Essential Responsibilities and Duties:

• Support the execution and continuous improvement of the Bank's ERM framework consistent with regulatory guidance.
• Collaborate and provide subject matter expertise in risk identification and assessment processes, particularly with respect to assessments of Fintech partners, new products, vendors or strategic initiatives.
• Ensure alignment of risk policies and standards across business units and control functions.
• Provide independent second-line oversight of cyber and information security risk internally and with our fintech partners, in coordination with the Information Security function.
• Promote a strong risk culture through training, communication, and challenge.
• Partner with business units to embed risk management practices into day-to-day operations.
• Collaborate in the preparation of enterprise-wide risk reports for executive management and the Board Risk Committee, including risk dashboards, emerging risks or thematic analyses.
• Promote a culture of risk awareness throughout the organization.
• Identify opportunities to improve risk management processes and reporting.
• Support projects and initiatives designed to strengthen the Bank's risk posture.
• Adapt quickly to regulatory, operational, and technological changes impacting risk management.

General Responsibilities:

• Comply with all safety policies, practices and procedures. Report all unsafe activities to supervisor and/or Human Resources.
• Participate in proactive team efforts to achieve departmental and company goals.
• Perform other duties as assigned.
• Provide leadership to others through example and sharing of knowledge/skill.
• Receive very general guidance with respect to overall objectives; work is usually quite independent of others; operate within specific policy guidelines.
• Prioritize, and organize assignments.
• Handle multiple tasks simultaneously.

Qualifications:

• 5-8+ years relevant experience with banks or other financial institutions.
• Experience in cyber risk oversight or IT risk management, preferably, within a regulated environment.
• Thorough knowledge of the laws and regulations from regulatory agencies, and solid understanding of internal controls
• Bachelor's degree in a relevant discipline required. Graduate degree preferred.
• Professional certifications in risk management, audit, project management or investment management a plus.

Additional Requirements:

• Superior verbal and written communication skills.
• Data management skills.
• Entrepreneurial spirit and attitude necessary to establish and maintain positive working relationships with all management and personnel.
• Ability to communicate complex concepts with a diverse audience.
• Superior Microsoft Office skills required, with particular emphasis on outstanding Powerpoint presentation and Excel skills.
• Strong organizational and project management skills needed to handle the coordination of multiple priorities.
• Independent judgment with strong analytical and risk assessment skills.

The job description outlined above is considered a core list of job duties/requirements. This document should not be considered a complete or comprehensive list. The incumbent assigned to this position is required to perform the duties listed above. The incumbent is also expected to adapt to changes and/or additions as needed. Nothing contained within this document is intended or shall be construed to create or constitute a contract of employment between any employee or group of employees and Emigrant Savings Bank and its Subsidiaries. Emigrant Savings Bank and its Subsidiaries retains and reserves any and all rights to change, modify , amend, add to or delete from any section of this document as it deems, in its judgment, to be proper.