Life and Annuity Professional for AI Model Training

Help improve AI reasoning for life insurance and annuity decisions by creating and evaluating realistic advisory, underwriting, and policy-service work. This role applies practical expertise in mortality risk, long-term guarantees, product suitability, and policy mechanics. Key Responsibilities

• Develop realistic scenarios covering needs analysis, product selection, illustrations, medical and financial underwriting, table ratings, replacements, 1035 exchanges, policy loans, surrenders, lapses, and reinstatements.
• Create coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses, and policy-service determinations.
• Write high-quality reference answers reflecting experienced life and annuity practice.
• Evaluate AI-generated responses using structured rubrics for product accuracy, suitability, mathematical correctness, and disclosure adequacy.
• Identify unsupported illustration assumptions, unsuitable recommendations, product or tax-treatment confusion, and missed replacement or disclosure requirements.
• Provide written feedback to improve model performance and participate in onboarding office hours and calibration sessions.

• At least 2 years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review.
• Experience with one or more product families, including term, whole life, universal life, indexed universal life, variable life, or fixed, indexed, or variable annuities.
• Understanding of how cost of insurance, crediting, caps, participation rates, surrender charges, riders, and guarantees affect long-term outcomes.
• Ability to clearly explain tax treatment and suitability considerations, including when licensed, legal, or other formal review is needed.
• Excellent written communication, quantitative accuracy, and attention to detail.
• Ability to distinguish product and suitability judgment from investment advice and formal tax or legal advice.

• CLU, ChFC, FLMI, CFP, or a comparable designation.
• An active or former life and health producer license or securities registration.
• Medical or financial life underwriting experience, including APS review, lab interpretation, or reinsurance referral.
• Experience with buy-sell, key-person, estate-planning, premium-finance, or executive-benefit cases.
• Experience with suitability, Reg BI, or state replacement and disclosure reviews.

• Remote work is available to candidates located in the United States, Canada, or the United Kingdom.
• Commit at least 20 hours per week, with 40 or more hours preferred.
• The role is available immediately, and applications are reviewed on a rolling basis.
• Relevant backgrounds include life and annuity producers, advisors, life underwriters, new-business and policy-service professionals, product specialists, and suitability or replacement reviewers from carriers, brokerage general agencies, IMOs, or independent practices.

• Successful completion of the approximately 10-hour onboarding process is paid at a flat $800.
• After onboarding is successfully completed, compensation is $80 per hour.

Apply for consideration. Selected candidates complete the estimated 10-hour onboarding process, then move to the hourly role upon successful completion.